Student Loan Debt at Acupuncture and Integrative Medicine College - Berkeley

Learn how student loan debt and default rates at Acupuncture and Integrative Medicine College - Berkeley compare to the national average, and how this could impact your future. Understand the differences in student loans, how to estimate payments and how to protect yourself from incurring a debt that can never be removed from your credit, even if you declare bankruptcy.

Answers to Questions About Student Loans

The majority of students take on debt in order to pay for their degree. The question you need to ask yourself is how much debt will I have to take on to pay for Acupuncture and Integrative Medicine College - Berkeley, and how easily will I pay it off? Keep scrolling down the page for answers.

Student Loans for Freshmen Unknown

We are unable to provide you with information on loans and financing opportunities for Acupuncture and Integrative Medicine College - Berkeley freshmen, as unfortunately, that information is not available to us.

Federal Student Loans for All Undergraduates Unknown

We cannot report the average loan amounts for undergraduates attending Acupuncture and Integrative Medicine College - Berkeley, as that information is not available to us.

The Default Rate on Student Loans is Decreasing

Loan default rates can indicate how well Acupuncture and Integrative Medicine College - Berkeley is helping students afford to attend college without undue reliance on loans, particularly unsubsidized loans. It can also indicate future earnings and career potential. Look at the information below, and discover why this statistic should be a factor in your college decision.

A total of 51 Acupuncture and Integrative Medicine College - Berkeley students entered loan repayment in 2010. After three years, 0.0% of these students (0 out of 51) defaulted on their loans. The lower the default rate the better! The chart below compares this college to the average 3-year default rate calculated accross all of the 4-year schools we have data for.

Prior to 2012, default rates were calculated at two years. The historical two-year default rate on student loans decreased during a three-year period.

When compared to the average three-year default rate of 7.4%, the default rate at Acupuncture and Integrative Medicine College - Berkeley is excellent. It is a good indication that the financial needs of a typical student are being met in such a way that reliance on loans, particularly unsubsidized student loans, is minimized.

Other Factors to Consider

  • In most cases, a student is considered to have defaulted on their loan if they have not made a payment in 270 days. This does not include students who have requested to go into forbearance due to financial hardship, so the actual amount of students who aren't paying back their loans could be higher. Do you understand the consequences of defaulting on a loan?
  • Some college experts advise that a student's total debt by the time they graduate should not exceed the amount they will make in one year's salary. Have you done research into your desired career fields to see what type of salary you can expect?
  • The default rate a school reports has an effect on the amount of government aid they are able to receive. A high default rate might mean the school is on shaky ground financially. What would the consequences be if the college you were attending were in financial distress? (Could the school cut back on faculty and staff? Eliminate entire programs?)

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