College Factual  by our College Data Analytics Team
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Can You Afford Johnson C Smith University?

Concerned about paying for college? Take a look at JCSU’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2020 - 2021 Costs Between $19,824 and $33,334

Feeling a little stressed about paying $33,334 to attend Johnson C Smith University each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for North Carolina students, 90.5% of freshmen receive some form of financial aid, with the average amount totaling $13,253. Students from low-income families receive an average of $13,510 in aid during their first year.

Cost (no aid)

Tuition and fees$18,784
+ Room and board$7,100
+ Other expenses$7,450
Total cost$33,334
Affordability Score (45 out of 100)
more expensive
less expensive

Net Price (with average aid)

Total cost$33,334
- Grants and scholarships$13,253
Net price$20,081
Affordability Score (63 out of 100)
more expensive
less expensive

Average Net Price for Low Income Undergraduates

Total cost$33,334
- Grants and scholarships$13,510
Net price$19,824
Affordability Score (53 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at JCSU.

Projected Costs Between $79,296 and $184,132 For a Four Year Degree. Between $39,648 and $92,066 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend JCSU in 2020 - 2021 was $33,334. To calculate future costs, we looked at the prior five years of data and determined that this cost remained constant. If this trend continues, we expect the full cost for incoming freshmen to be $33,334 during their first year. By their senior year, that cost will be approximately $33,334 for a bachelor degree candidate ($33,334 for an associate degree candidate) for a total of $133,336 over the course of four years ($66,668 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Johnson C Smith University

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.0%0.0%
Freshman year$19,824$20,081$33,334
Senior year$19,824$20,081$33,334
Total 2-year net price$39,648$40,162$66,668
10-year loan interest @ 6.8%$15,104$15,300$25,398
Total monthly payment$456$462$767
Total amount paid$54,752$55,462$92,066
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.0%0.0%
Freshman year$19,824$20,081$33,334
Senior year$19,824$20,081$33,334
Total 4-year net price$79,296$80,324$133,336
10-year loan interest @ 6.8%$30,209$30,600$50,796
Total monthly payment$913$924$1,534
Total amount paid$109,505$110,924$184,132

Visit net price and financial aid to learn more about the total cost of attending Johnson C Smith University.

Further Questions to Consider

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