College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Northern Michigan University?

Concerned about paying for college? Take a look at Northern Michigan University’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $12,626 & $32,180

Worried about paying the full cost of $32,180 to attend Northern Michigan University? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Michigan, the university offers a discount of 30.7% off tuition and fees. Also, 83.9% of freshmen receive some form of financial aid, with the average amount totaling $8,499. Students from low-income families receive an average of $13,932 in aid during their first year.

Cost for Residents of Michigan (no aid)

Tuition and fees$12,678
+ Room and board$11,072
+ Other expenses$2,808
Total cost$26,558
Affordability Score (49 out of 100)
more expensive
less expensive

Net Price for Residents of Michigan (with average aid)

Total cost$26,558
- Grants and scholarships$8,499
Net price$18,059
Affordability Score (52 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Michigan

Total cost$26,558
- Grants and scholarships$13,932
Net price$12,626
Affordability Score (69 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$18,300
+ Room and board$11,072
+ Other expenses$2,808
Total cost$32,180
Affordability Score (47 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$32,180
- Grants and scholarships$8,499
Net price$23,681
Affordability Score (49 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$32,180
- Grants and scholarships$13,932
Net price$18,248
Affordability Score (61 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Northern Michigan University.

Projected Costs Between $62,082 and $209,957 For a Four Year Degree. Between $29,231 and $100,031 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Northern Michigan University in 2020 - 2021 was $26,558. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 5.3% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $29,431 during their first year. By their senior year, that cost will be approximately $34,334, for a bachelor degree candidate ($30,982 for an associate degree candidate) for a total of $127,361 over the course of four years ($60,413 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $152,037 based on a yearly growth rate of 4.8%. The expected two-year cost is $72,435.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Northern Michigan University

Cost With Interest for Residents of Michigan

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*4.5%5.3%
Freshman year$14,189$19,736$29,431
Senior year$15,042$20,632$30,982
Total 2-year net price$29,231$40,368$60,413
10-year loan interest @ 6.8%$11,136$15,379$23,015
Total monthly payment$336$465$695
Total amount paid$40,367$55,747$83,428
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*4.5%5.3%
Freshman year$14,189$19,736$29,431
Senior year$16,904$22,548$34,334
Total 4-year net price$62,082$84,485$127,361
10-year loan interest @ 6.8%$23,651$32,185$48,520
Total monthly payment$714$972$1,466
Total amount paid$85,733$116,670$175,881

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.3%4.8%
Freshman year$19,722$25,280$35,364
Senior year$20,503$26,119$37,072
Total 2-year net price$40,225$51,398$72,435
10-year loan interest @ 6.8%$15,324$19,581$27,595
Total monthly payment$463$591$834
Total amount paid$55,549$70,979$100,031
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.3%4.8%
Freshman year$19,722$25,280$35,364
Senior year$22,159$27,882$40,739
Total 4-year net price$83,698$106,266$152,037
10-year loan interest @ 6.8%$31,886$40,483$57,920
Total monthly payment$963$1,223$1,750
Total amount paid$115,584$146,750$209,957

Visit net price and financial aid to learn more about the total cost of attending Northern Michigan University.

Further Questions to Consider

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