College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Saginaw Valley State University?

Concerned about paying for college? Take a look at Saginaw Valley State University’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $13,170 & $38,535

Worried about paying the full cost of $38,535 to attend Saginaw Valley State University? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Michigan, the university offers a discount of 57.4% off tuition and fees. Also, 98.0% of freshmen receive some form of financial aid, with the average amount totaling $7,022. Students from low-income families receive an average of $10,778 in aid during their first year.

Cost for Residents of Michigan (no aid)

Tuition and fees$10,814
+ Room and board$10,850
+ Other expenses$2,284
Total cost$23,948
Affordability Score (57 out of 100)
more expensive
less expensive

Net Price for Residents of Michigan (with average aid)

Total cost$23,948
- Grants and scholarships$7,022
Net price$16,926
Affordability Score (57 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Michigan

Total cost$23,948
- Grants and scholarships$10,778
Net price$13,170
Affordability Score (66 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$25,401
+ Room and board$10,850
+ Other expenses$2,284
Total cost$38,535
Affordability Score (34 out of 100)
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less expensive

Net Price for Non-Residents (with average aid)

Total cost$38,535
- Grants and scholarships$7,022
Net price$31,513
Affordability Score (19 out of 100)
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less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$38,535
- Grants and scholarships$10,778
Net price$27,757
Affordability Score (17 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Saginaw Valley State University.

Projected Costs Between $51,258 and $243,501 For a Four Year Degree. Between $25,830 and $117,106 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Saginaw Valley State University in 2020 - 2021 was $23,948. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.7% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $25,758 during their first year. By their senior year, that cost will be approximately $28,732, for a bachelor degree candidate ($26,714 for an associate degree candidate) for a total of $108,908 over the course of four years ($52,471 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $176,327 based on a yearly growth rate of 3.9%. The expected two-year cost is $84,801.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Saginaw Valley State University

Cost With Interest for Residents of Michigan

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.7%3.7%
Freshman year$12,965$18,195$25,758
Senior year$12,864$18,864$26,714
Total 2-year net price$25,830$37,059$52,471
10-year loan interest @ 6.8%$9,840$14,118$19,990
Total monthly payment$297$426$604
Total amount paid$35,670$51,177$72,461
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.7%3.7%
Freshman year$12,965$18,195$25,758
Senior year$12,664$20,278$28,732
Total 4-year net price$51,258$76,896$108,908
10-year loan interest @ 6.8%$19,527$29,294$41,490
Total monthly payment$590$885$1,253
Total amount paid$70,785$106,190$150,399

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.9%3.9%
Freshman year$28,731$34,025$41,591
Senior year$29,231$35,356$43,209
Total 2-year net price$57,963$69,381$84,801
10-year loan interest @ 6.8%$22,082$26,432$32,306
Total monthly payment$667$798$976
Total amount paid$80,044$95,813$117,106
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.9%3.9%
Freshman year$28,731$34,025$41,591
Senior year$30,257$38,175$46,636
Total 4-year net price$117,960$144,294$176,327
10-year loan interest @ 6.8%$44,938$54,971$67,174
Total monthly payment$1,357$1,661$2,029
Total amount paid$162,898$199,265$243,501

Visit net price and financial aid to learn more about the total cost of attending Saginaw Valley State University.

Further Questions to Consider

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