College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford University at Albany?

Concerned about paying for college? Take a look at UAlbany’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $14,533 & $45,090

Worried about paying the full cost of $45,090 to attend University at Albany? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New York, the university offers a discount of 63.4% off tuition and fees. Also, 68.9% of freshmen receive some form of financial aid, with the average amount totaling $9,379. Students from low-income families receive an average of $12,967 in aid during their first year.

Cost for Residents of New York (no aid)

Tuition and fees$10,160
+ Room and board$14,620
+ Other expenses$2,720
Total cost$27,500
Affordability Score (46 out of 100)
more expensive
less expensive

Net Price for Residents of New York (with average aid)

Total cost$27,500
- Grants and scholarships$9,379
Net price$18,121
Affordability Score (52 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New York

Total cost$27,500
- Grants and scholarships$12,967
Net price$14,533
Affordability Score (58 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$27,750
+ Room and board$14,620
+ Other expenses$2,720
Total cost$45,090
Affordability Score (24 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$45,090
- Grants and scholarships$9,379
Net price$35,711
Affordability Score (11 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$45,090
- Grants and scholarships$12,967
Net price$32,123
Affordability Score (9 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at UAlbany.

Projected Costs Between $61,271 and $257,286 For a Four Year Degree. Between $30,177 and $127,452 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend University at Albany in 2020 - 2021 was $27,500. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.3% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $28,768 during their first year. By their senior year, that cost will be approximately $30,781, for a bachelor degree candidate ($29,424 for an associate degree candidate) for a total of $119,069 over the course of four years ($58,193 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $186,309 based on a yearly growth rate of 0.9%. The expected two-year cost is $92,292.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University at Albany

Cost With Interest for Residents of New York

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.6%2.3%
Freshman year$14,975$18,702$28,768
Senior year$15,201$18,999$29,424
Total 2-year net price$30,177$37,701$58,193
10-year loan interest @ 6.8%$11,496$14,363$22,169
Total monthly payment$347$434$670
Total amount paid$41,673$52,064$80,362
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.6%2.3%
Freshman year$14,975$18,702$28,768
Senior year$15,664$19,608$30,781
Total 4-year net price$61,271$76,610$119,069
10-year loan interest @ 6.8%$23,342$29,186$45,361
Total monthly payment$705$882$1,370
Total amount paid$84,613$105,796$164,430

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.0%0.9%
Freshman year$32,866$36,450$45,933
Senior year$33,244$36,826$46,360
Total 2-year net price$66,110$73,276$92,292
10-year loan interest @ 6.8%$25,186$27,916$35,160
Total monthly payment$761$843$1,062
Total amount paid$91,296$101,192$127,452
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.0%0.9%
Freshman year$32,866$36,450$45,933
Senior year$34,013$37,588$47,226
Total 4-year net price$133,750$148,070$186,309
10-year loan interest @ 6.8%$50,954$56,409$70,977
Total monthly payment$1,539$1,704$2,144
Total amount paid$184,703$204,479$257,286

Visit net price and financial aid to learn more about the total cost of attending University at Albany.

Further Questions to Consider

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