College Factual  by our College Data Analytics Team
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Can You Afford University of Central Arkansas?

Concerned about paying for college? Take a look at UCA’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $13,451 & $28,753

Worried about paying the full cost of $28,753 to attend University of Central Arkansas? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Arkansas, the university offers a discount of 42.2% off tuition and fees. Also, 95.6% of freshmen receive some form of financial aid, with the average amount totaling $7,623. Students from low-income families receive an average of $8,492 in aid during their first year.

Cost for Residents of Arkansas (no aid)

Tuition and fees$9,338
+ Room and board$7,554
+ Other expenses$5,051
Total cost$21,943
Affordability Score (66 out of 100)
more expensive
less expensive

Net Price for Residents of Arkansas (with average aid)

Total cost$21,943
- Grants and scholarships$7,623
Net price$14,320
Affordability Score (71 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Arkansas

Total cost$21,943
- Grants and scholarships$8,492
Net price$13,451
Affordability Score (64 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$16,148
+ Room and board$7,554
+ Other expenses$5,051
Total cost$28,753
Affordability Score (58 out of 100)
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less expensive

Net Price for Non-Residents (with average aid)

Total cost$28,753
- Grants and scholarships$7,623
Net price$21,130
Affordability Score (59 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$28,753
- Grants and scholarships$8,492
Net price$20,261
Affordability Score (51 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at UCA.

Projected Costs Between $58,764 and $178,853 For a Four Year Degree. Between $28,645 and $86,412 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend University of Central Arkansas in 2020 - 2021 was $21,943. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.9% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $23,248 during their first year. By their senior year, that cost will be approximately $25,352, for a bachelor degree candidate ($23,929 for an associate degree candidate) for a total of $97,158 over the course of four years ($47,177 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $129,513 based on a yearly growth rate of 3.4%. The expected two-year cost is $62,574.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at University of Central Arkansas

Cost With Interest for Residents of Arkansas

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*5.1%2.9%
Freshman year$14,143$15,803$23,248
Senior year$14,502$16,601$23,929
Total 2-year net price$28,645$32,404$47,177
10-year loan interest @ 6.8%$10,913$12,345$17,973
Total monthly payment$330$373$543
Total amount paid$39,558$44,748$65,149
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*5.1%2.9%
Freshman year$14,143$15,803$23,248
Senior year$15,248$18,320$25,352
Total 4-year net price$58,764$68,163$97,158
10-year loan interest @ 6.8%$22,387$25,968$37,014
Total monthly payment$676$784$1,118
Total amount paid$81,151$94,130$134,172

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*5.0%3.4%
Freshman year$21,616$23,296$30,759
Senior year$22,327$24,461$31,814
Total 2-year net price$43,943$47,756$62,574
10-year loan interest @ 6.8%$16,741$18,193$23,838
Total monthly payment$506$550$720
Total amount paid$60,684$65,950$86,412
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*5.0%3.4%
Freshman year$21,616$23,296$30,759
Senior year$23,821$26,968$34,034
Total 4-year net price$90,826$100,408$129,513
10-year loan interest @ 6.8%$34,601$38,252$49,340
Total monthly payment$1,045$1,155$1,490
Total amount paid$125,427$138,660$178,853

Visit net price and financial aid to learn more about the total cost of attending University of Central Arkansas.

Further Questions to Consider

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