College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Westfield State University?

Concerned about paying for college? Take a look at Westfield’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $14,925 & $32,100

Worried about paying the full cost of $32,100 to attend Westfield State University? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Massachusetts, the university offers a discount of 35.3% off tuition and fees. Also, 60.6% of freshmen receive some form of financial aid, with the average amount totaling $6,456. Students from low-income families receive an average of $11,095 in aid during their first year.

Cost for Residents of Massachusetts (no aid)

Tuition and fees$11,139
+ Room and board$11,139
+ Other expenses$3,742
Total cost$26,020
Affordability Score (50 out of 100)
more expensive
less expensive

Net Price for Residents of Massachusetts (with average aid)

Total cost$26,020
- Grants and scholarships$6,456
Net price$19,564
Affordability Score (46 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Massachusetts

Total cost$26,020
- Grants and scholarships$11,095
Net price$14,925
Affordability Score (56 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$17,219
+ Room and board$11,139
+ Other expenses$3,742
Total cost$32,100
Affordability Score (48 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$32,100
- Grants and scholarships$6,456
Net price$25,644
Affordability Score (39 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$32,100
- Grants and scholarships$11,095
Net price$21,005
Affordability Score (47 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Westfield.

Projected Costs Between $63,164 and $194,330 For a Four Year Degree. Between $31,075 and $94,634 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Westfield State University in 2020 - 2021 was $26,020. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 3.4% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $27,793 during their first year. By their senior year, that cost will be approximately $30,680, for a bachelor degree candidate ($28,724 for an associate degree candidate) for a total of $116,882 over the course of four years ($56,516 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $140,721 based on a yearly growth rate of 2.6%. The expected two-year cost is $68,527.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Westfield State University

Cost With Interest for Residents of Massachusetts

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.3%3.4%
Freshman year$15,412$20,088$27,793
Senior year$15,662$20,355$28,724
Total 2-year net price$31,075$40,443$56,516
10-year loan interest @ 6.8%$11,838$15,407$21,531
Total monthly payment$358$465$650
Total amount paid$42,913$55,850$78,047
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.3%3.4%
Freshman year$15,412$20,088$27,793
Senior year$16,174$20,900$30,680
Total 4-year net price$63,164$81,969$116,882
10-year loan interest @ 6.8%$24,063$31,227$44,528
Total monthly payment$727$943$1,345
Total amount paid$87,228$113,196$161,410

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.0%2.6%
Freshman year$21,474$26,159$33,817
Senior year$21,712$26,421$34,710
Total 2-year net price$43,186$52,580$68,527
10-year loan interest @ 6.8%$16,452$20,031$26,106
Total monthly payment$497$605$789
Total amount paid$59,638$72,612$94,634
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*1.0%2.6%
Freshman year$21,474$26,159$33,817
Senior year$22,197$26,952$36,567
Total 4-year net price$87,336$106,218$140,721
10-year loan interest @ 6.8%$33,272$40,465$53,609
Total monthly payment$1,005$1,222$1,619
Total amount paid$120,608$146,683$194,330

Visit net price and financial aid to learn more about the total cost of attending Westfield State University.

Further Questions to Consider

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