by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Charles A Jones Career and Education Center, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Charles A Jones Career and Education Center, 29% of freshmen borrow to help pay for their first year, borrowing on average $6,060 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $6,060. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Charles A Jones Career and Education Center, freshmen included, 14% rely on federal student loans toward their education, at an average of $6,060 per year.
Carrying that yearly figure forward comes to roughly $12,120 by year two and around $24,240 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 14% |
| Average federal loan per year | $6,060 |
| Undergraduates with a federal loan | 20 |
| Total federal loans (one year) | $121,208 |
The median student at Charles A Jones Career and Education Center borrows $5,308 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,308 |
| Students who completed (graduates) | $5,512 |
| Students who withdrew | $3,217 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Charles A Jones Career and Education Center.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,319 |
| 25th percentile | $3,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $17,065 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Charles A Jones Career and Education Center.
Repayment burden translates the debt figures into what a borrower actually pays each month. Charles A Jones Career and Education Center.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Charles A Jones Career and Education Center appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.6% |
| Borrowers in the cohort | 45 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,077 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,097 |
| Independent students | $5,745 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Charles A Jones Career and Education Center.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.