The Default Rate on Student Loans is Increasing
Loan default rates can indicate how well Adelphi University is helping students afford to attend college
without undue reliance on loans, particularly unsubsidized loans. It can also indicate future earnings and career potential.
Pay close attention to this statistic. You don't want to take out loans you can't pay back.
A total of
2,137 Adelphi University
students entered loan repayment in 2012.
After three years, 3.2% of these students
(69 out of
2,137) defaulted on their loans.
The lower the default rate, the better!
The chart below compares this college to the average 3-year default rate calculated across all of the 4-year schools we have data for.
What does the default rate mean?
A student is considered to be in default on a student loan if they have not made a payment in more than 270 days.
The official student loan default rate for a school is calculated by measuring how many students are in default three
years after graduation. Note that the default rate only takes into account federal loans, not private.
When compared to the average three-year default rate of 7.4%,
the default rate at Adelphi University
is very good. This could be an indication that the college is working to meet the financial needs of students in
such a way that reliance on student loans, particularly unsubsidized loans, is minimized for the majority of