by our College Data Analytics TeamThe majority of students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Adelphi University can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial assistance options will Adelphi offer, and what will you qualify for? Read on for more information. Scroll down to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from Adelphi University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
At Adelphi University, 96% of first-time, full-time freshmen received some form of financial aid some 1317 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $31,976 |
| Institutional grants & scholarships | 95% | $28,119 |
| Federal Pell grants | 35% | $5,886 |
| State/local grants | 32% | $4,847 |
| Federal student loans | 63% | $5,356 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Adelphi, about 92% of the undergraduate population received grant aid that averaged $28,475 (covering around 4719 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $28,475 |
| Federal Pell grants | 31% | $5,597 |
| Federal student loans | 59% | $6,525 |
For students living on campus and receiving title-IV aid, grants averaged $32,406.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $23,089 |
| $30,001 – $75,000 | $26,581 |
| Over $75,000 | $31,506 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $30,783 |
| Off-campus title-IV students | $28,348 |
To get a personalized net price estimate, try Adelphi’s net price tool: financial-aid.adelphi.edu/net-price-calculator/.
The middle student in the debt distribution at Adelphi owes $20,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,500 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Adelphi.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $10,750 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $21,250 |
| Middle income | $22,027 |
| High income | $19,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,628 |
| Continuing-generation students | $20,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,821 |
| Independent students | $25,000 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Adelphi.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Adelphi:
| Metric | Value |
|---|---|
| Stafford loan recipients | 28744 |
| Total Stafford loan amount | $858,704,424 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 44 |
| Total GI Bill amount | $922,722 |
| Average GI Bill amount per recipient | $20,971 |
References
More about our data sources and methodologies.