2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k
When it comes to choosing a college, students have a lot of options - but not all of them are good. College Factual has developed its “Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k” ranking as one item you can use to help make this decision.
In 2019-2020, 27,516 people earned their degree in mental and social health services, making the major the 49th most popular in the United States. In 2017-2018, mental and social health services graduates who were awarded their degree in 2015-2017, earned an average of $36,724 and had an average of $46,468 in loans still to pay off.
Across the Southwest region, there were 4,087 mental and social health services graduates with average earnings and debt of $37,583 and $40,853 respectively. At the master’s degree level specifically, there were 2,187 mental and social health services graduates with average earnings and debt of $53,078 and $37,227 respectively.
This year’s “Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k” ranking analyzed 28 colleges that offered a degree in mental and social health services. Not only do the schools that top this list have excellent mental and social health services programs, but they also cost less that schools of similar quality.
Some of the factors we look at when determining these rankings are overall quality of the mental and social health services program at the school and the cost of the school after aid is awarded among other things. Check out our ranking methodology for more information.
Featured schools near , edit
One Size Does Not Fit All
When choosing the right school for you, it’s important to arm yourself with all the facts you can. To that end, we’ve created a number of major-specific rankings, including this “Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k” list to help you make the college decision.
In addition to College Factual’s rankings, you may want to take a look at College Combat, our unique tool that lets you pit your favorite schools head-to-head and compare how they rate on factors that most interest you. Test it out when you get a chance! You may also want to bookmark the link and share it with others who are trying to make the college decision.
Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k
The following schools top our list of the Best Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k.
Top 25 Best Value Master’s Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
Out of the 28 schools in the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k that were part of this year’s ranking, Texas Tech University landed the #1 spot on the list. Texas Tech University is located in Lubbock, Texas and, has a large student population. In 2019-2020, this school awarded 14 masters’s mental health services degrees to qualified students.
In addition to being on our southwest region master’s degree mental health services students whose families make $30-$48k list, Texas Tech has also earned the #4 rank in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at Texas Tech University are $17,530, but you may pay more or less depending on your major.
You’ll be in good company if you decide to attend New Mexico Highlands University. It ranked #2 on our 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. New Mexico Highlands University is a small public school situated in Las Vegas, New Mexico. It awarded 155 masters’s mental health services degrees in 2019-2020.
As a testament to the quality of education offered at New Mexico Highlands University, the school also landed the #6 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at New Mexico Highlands University are $11,646, but some majors have different tuition rates.
Read full report on Mental & Social Health Services at New Mexico Highlands University
You’ll join some of the best and brightest minds around if you attend The University of Texas at San Antonio. The school came in at #3 for the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k. San Antonio, Texas is the setting for this large institution of higher learning. The public school handed out masters’s mental health services degrees to 99 students in 2019-2020.
In addition to being on our southwest region master’s degree mental health services students whose families make $30-$48k list, UTSA has also earned the #14 rank in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Although you might pay more or less depending on your area of study, average graduate tuition and fees at UTSA are $25,807.
Read more about Mental & Social Health Services at The University of Texas at San Antonio
Out of the 28 schools in the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k that were part of this year’s ranking, Texas Woman’s University landed the #4 spot on the list. Located in Denton, Texas, this fairly large public school handed out 41 degrees to qualified masters’s mental health services students in 2019-2020.
TWU also took the #7 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at TWU are $14,962, but you may pay more or less depending on your major.
You’ll join some of the best and brightest minds around if you attend The University of Texas at El Paso. The school came in at #5 for the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k. This large school is located in El Paso, Texas, and it awarded 18 masters’s mental health services degrees in 2019-2020.
In addition to being on our southwest region master’s degree mental health services students whose families make $30-$48k list, UTEP has also earned the #23 rank in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Although you might pay more or less depending on your area of study, average graduate tuition and fees at UTEP are $16,180.
University of Arizona did quite well in the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking, coming in at #6. Located in Tucson, Arizona, this large public school handed out 38 degrees to qualified masters’s mental health services students in 2019-2020.
University of Arizona not only placed well in this ranking. It is also #3 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Average graduate tuition and fees at University of Arizona are $33,399, but you may pay more or less depending on your major.
Full University of Arizona Mental & Social Health Services Report
Lamar University came in at #7 in this year’s edition of the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. Located in Beaumont, Texas, this fairly large public school handed out 122 diplomas to qualified masters’s mental health services students in 2019-2020.
As a testament to the quality of education offered at Lamar University, the school also landed the #21 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Although you might pay more or less depending on your area of study, average graduate tuition and fees at Lamar University are $15,699.
Read more about Mental & Social Health Services at Lamar University
With a ranking of #8, Texas A&M University - Kingsville did quite well on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. Texas A&M University - Kingsville is located in Kingsville, Texas and, has a medium-sized student population. In 2019-2020, this school awarded 5 masters’s mental health services degrees to qualified students.
Average graduate tuition and fees at Texas A&M Kingsville are $14,066, but you may pay more or less depending on your major.
Read more about Mental & Social Health Services at Texas A&M Kingsville
Stephen F Austin State University came in at #9 in this year’s edition of the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. This fairly large school is located in Nacogdoches, Texas, and it awarded 13 masters’s mental health services degrees in 2019-2020.
Although you might pay more or less depending on your area of study, average graduate tuition and fees at SFASU are $15,695.
Read full report on Mental & Social Health Services at SFASU
New Mexico State University - Main Campus did quite well in the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking, coming in at #10. NMSU Main Campus is located in Las Cruces, New Mexico and, has a fairly large student population. In 2019-2020, this school awarded 21 masters’s mental health services degrees to qualified students.
NMSU Main Campus also took the #20 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at New Mexico State University - Main Campus are $18,275, but some majors have different tuition rates.
Full NMSU Main Campus Mental & Social Health Services Report
University of Houston - Clear Lake ranked #11 on this year’s Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. University of Houston - Clear Lake is located in Houston, Texas and, has a medium-sized student population. In 2019-2020, this school awarded 29 masters’s mental health services degrees to qualified students.
As a testament to the quality of education offered at UH Clear Lake, the school also landed the #18 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at University of Houston - Clear Lake are $19,216, but you may pay more or less depending on your major.
Read more about Mental & Social Health Services at UH Clear Lake
With a ranking of #12, University of Phoenix - Arizona did quite well on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. Located in Tempe, Arizona, this large private for-profit school awarded 61 degrees to qualified masters’s mental health services students in 2019-2020.
UOPX - Arizona not only placed well in this ranking. It is also #8 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Although you might pay more or less depending on your area of study, average graduate tuition and fees at UOPX - Arizona are $17,096.
Read more about Mental & Social Health Services at University of Phoenix - Arizona
University of the Southwest came in at #13 in this year’s edition of the Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. This small school is located in Hobbs, New Mexico, and it awarded 18 masters’s mental health services degrees in 2019-2020.
USW did well in our major quality rankings, too. It placed #25 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Average graduate tuition and fees at University of the Southwest are $22,500, but you may pay more or less depending on your major.
Full University of the Southwest Mental & Social Health Services Report
St. Mary’s University ranked #14 on this year’s Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. St. Mary’s is located in San Antonio, Texas and, has a small student population. In 2019-2020, this school awarded 27 masters’s mental health services degrees to qualified students.
St. Mary’s not only placed well in this ranking. It is also #10 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Average graduate tuition and fees at St. Mary’s University are $19,320, but you may pay more or less depending on your major.
Read more about Mental & Social Health Services at St. Mary’s University
University of Central Oklahoma landed the #15 spot on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. Located in Edmond, Oklahoma, this fairly large public school awarded 11 degrees to qualified masters’s mental health services students in 2019-2020.
UCO not only placed well in this ranking. It is also #24 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Average graduate tuition and fees at UCO are $17,913, but some majors have different tuition rates.
Read full report on Mental & Social Health Services at University of Central Oklahoma
University of Oklahoma Norman Campus ranked #16 on this year’s Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. University of Oklahoma Norman Campus is a large public school situated in Norman, Oklahoma. It awarded 12 masters’s mental health services degrees in 2019-2020.
As a testament to the quality of education offered at University of Oklahoma, the school also landed the #13 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at University of Oklahoma are $23,236, but some majors have different tuition rates.
Read full report on Mental & Social Health Services at University of Oklahoma Norman Campus
Prescott College ranked #17 on this year’s Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. Prescott College is a private not-for-profit institution located in Prescott, Arizona. The school has a small population, and it awarded 36 masters’s degrees in 2019-2020.
In addition to being on our southwest region master’s degree mental health services students whose families make $30-$48k list, Prescot College has also earned the #17 rank in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Although you might pay more or less depending on your area of study, average graduate tuition and fees at Prescott College are $15,375.
Read more about Mental & Social Health Services at Prescott College
Grand Canyon University did quite well in the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking, coming in at #18. Phoenix, Arizona is the setting for this large institution of higher learning. The private for-profit school handed out masters’s mental health services degrees to 1,135 students in 2019-2020.
In addition to being on our southwest region master’s degree mental health services students whose families make $30-$48k list, Grand Canyon University has also earned the #2 rank in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at Grand Canyon University are $11,436, but some majors have different tuition rates.
Full Grand Canyon University Mental & Social Health Services Report
With a ranking of #19, Hardin - Simmons University did quite well on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. This small school is located in Abilene, Texas, and it awarded 13 masters’s mental health services degrees in 2019-2020.
Average graduate tuition and fees at Hardin - Simmons are $14,320, but some majors have different tuition rates.
Read full report on Mental & Social Health Services at Hardin - Simmons University
Houston Baptist University landed the #20 spot on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. HBU is a private not-for-profit institution located in Houston, Texas. The school has a small population, and it awarded 16 masters’s degrees in 2019-2020.
HBU also made our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list, coming in at #11. Although you might pay more or less depending on your area of study, average graduate tuition and fees at Houston Baptist University are $12,650.
With a ranking of #21, Our Lady of the Lake University did quite well on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. San Antonio, Texas is the setting for this small institution of higher learning. The private not-for-profit school handed out masters’s mental health services degrees to 1 students in 2019-2020.
As a testament to the quality of education offered at OLLU, the school also landed the #0 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Although you might pay more or less depending on your area of study, average graduate tuition and fees at Our Lady of the Lake University are $17,490.
With a ranking of #22, Oklahoma Baptist University did quite well on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k list. OBU is a small school located in Shawnee, Oklahoma that handed out 14 masters’s mental health services degrees in 2019-2020.
Although you might pay more or less depending on your area of study, average graduate tuition and fees at OBU are $9,900.
Saint Edward’s University did quite well in the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking, coming in at #23. Saint Edward’s University is a small private not-for-profit school situated in Austin, Texas. It awarded 57 masters’s mental health services degrees in 2019-2020.
St. Edward’s University did well in our major quality rankings, too. It placed #19 on our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list. Average graduate tuition and fees at St. Edward’s University are $29,530, but you may pay more or less depending on your major.
Read more about Mental & Social Health Services at Saint Edward’s University
LeTourneau University did quite well in the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking, coming in at #24. Located in Longview, Texas, this small private not-for-profit school handed out 3 degrees to qualified masters’s mental health services students in 2019-2020.
LETU also made our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” list, coming in at #0. Although you might pay more or less depending on your area of study, average graduate tuition and fees at LETU are $18,630.
Southern Methodist University landed the #25 spot on the 2022 Best Value Mental Health Services Schools for a Master’s in the Southwest Region For Those Making $30-$48k ranking. Southern Methodist University is a fairly large school located in Dallas, Texas that handed out 26 masters’s mental health services degrees in 2019-2020.
As a testament to the quality of education offered at SMU, the school also landed the #9 spot in our “Best Mental & Social Health Services Master’s Degree Schools in the Southwest Region” ranking. Average graduate tuition and fees at Southern Methodist University are $47,478, but you may pay more or less depending on your major.
Read full report on Mental & Social Health Services at Southern Methodist University
Focus on a Specific Degree Level
All Degree Levels
Best Value Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
Bachelors
Best Value Bachelor's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
Doctorate
Best Value Doctor's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
Narrow Results by Region
Southeast
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southeast Region
Rocky Mountains
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Rocky Mountains Region
Middle Atlantic
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Middle Atlantic Region
Southwest
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
New England
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the New England Region
Plains States
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Plains States Region
Far Western US
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Far Western US Region
Great Lakes
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Great Lakes Region
Switch to a More General Major
Switch to a Similar Major
Health Sciences & Services
Best Value Master's Degree Colleges for Health Sciences & Services (Income $30-$48k) in the Southwest Region
Advanced Dentistry & Oral Sciences
Best Value Master's Degree Colleges for Advanced Dentistry & Oral Sciences (Income $30-$48k) in the Southwest Region
Health & Medical Administrative Services
Best Value Master's Degree Colleges for Health & Medical Administrative Services (Income $30-$48k) in the Southwest Region
Allied Health Professions
Best Value Master's Degree Colleges for Allied Health Professions (Income $30-$48k) in the Southwest Region
Health/Medical Prep Programs
Best Value Master's Degree Colleges for Health/Medical Prep Programs (Income $30-$48k) in the Southwest Region
Pharmacy/Pharmaceutical Sciences
Best Value Master's Degree Colleges for Pharmacy/Pharmaceutical Sciences (Income $30-$48k) in the Southwest Region
Rehabilitation & Therapeutic Professions
Best Value Master's Degree Colleges for Rehabilitation & Therapeutic Professions (Income $30-$48k) in the Southwest Region
Dietetics & Clinical Nutrition Services
Best Value Master's Degree Colleges for Dietetics & Clinical Nutrition Services (Income $30-$48k) in the Southwest Region
Other Health Professions
Best Value Master's Degree Colleges for Other Health Professions (Income $30-$48k) in the Southwest Region
Communication Sciences
Best Value Master's Degree Colleges for Communication Sciences (Income $30-$48k) in the Southwest Region
Dental Support Services
Best Value Master's Degree Colleges for Dental Support Services (Income $30-$48k) in the Southwest Region
Allied Health & Medical Assisting Services
Best Value Master's Degree Colleges for Allied Health & Medical Assisting Services (Income $30-$48k) in the Southwest Region
Clinical/Medical Laboratory Science
Best Value Master's Degree Colleges for Clinical/Medical Laboratory Science (Income $30-$48k) in the Southwest Region
Medical Science
Best Value Master's Degree Colleges for Medical Science (Income $30-$48k) in the Southwest Region
Public Health
Best Value Master's Degree Colleges for Public Health (Income $30-$48k) in the Southwest Region
Medical Illustration & Informatics
Best Value Master's Degree Colleges for Medical Illustration & Informatics (Income $30-$48k) in the Southwest Region
Nursing
Best Value Master's Degree Colleges for Nursing (Income $30-$48k) in the Southwest Region
Switch to a More Focused Major
Substance Abuse/Addiction Counseling
Best Value Master's Degree Colleges for Substance Abuse/Addiction Counseling (Income $30-$48k) in the Southwest Region
Community Health Services/Liaison/Counseling
Best Value Master's Degree Colleges for Community Health Services/Liaison/Counseling (Income $30-$48k) in the Southwest Region
Clinical Pastoral Counseling/Patient Counseling
Best Value Master's Degree Colleges for Clinical Pastoral Counseling/Patient Counseling (Income $30-$48k) in the Southwest Region
Other Mental and Social Health Services and Allied Professions
Best Value Master's Degree Colleges for Other Mental and Social Health Services and Allied Professions (Income $30-$48k) in the Southwest Region
Clinical/Medical Social Work
Best Value Master's Degree Colleges for Clinical/Medical Social Work (Income $30-$48k) in the Southwest Region
Marriage and Family Therapy/Counseling
Best Value Master's Degree Colleges for Marriage and Family Therapy/Counseling (Income $30-$48k) in the Southwest Region
Mental Health Counseling/Counselor
Best Value Master's Degree Colleges for Mental Health Counseling/Counselor (Income $30-$48k) in the Southwest Region
Switch to a Different Ranking Method
Best Mental & Social Health Services Master's Degree Schools in the Southwest Region
Mental & Social Health Services students in the Southwest Region
Most Focused Master's Degree Colleges for Mental & Social Health Services in the Southwest Region
Mental & Social Health Services students in the Southwest Region
Most Popular Master's Degree Online Mental & Social Health Services Schools
Mental & Social Health Services students in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $0-$30k) in the Southwest Region
Mental & Social Health Services students with family income less than $30k in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $48-$75k) in the Southwest Region
Mental & Social Health Services students with family income $48-$75k in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services (Income Over $110k) in the Southwest Region
Mental & Social Health Services students with family income exceeding $110k in the Southwest Region
Highest Paid Master's Degree Mental & Social Health Services Graduates in the Southwest Region
Mental & Social Health Services students in the Southwest Region
Most Popular Master's Degree Colleges for Mental & Social Health Services in the Southwest Region
Mental & Social Health Services students in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services in the Southwest Region (With Aid)
Mental & Social Health Services students getting aid in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $30-$48k) in the Southwest Region
Mental & Social Health Services students with family income $30-$48k in the Southwest Region
Best Value Master's Degree Colleges for Mental & Social Health Services (Income $75-$110k) in the Southwest Region
Mental & Social Health Services students with family income $75-$110k in the Southwest Region
Notes and References
References
- The Integrated Postsecondary Education Data System (IPEDS) from the National Center for Education Statistics (NCES), a branch of the U.S. Department of Education (DOE) serves as the core of our data about colleges.
- Some other college data, including much of the graduate earnings data, comes from the U.S. Department of Education’s (College Scorecard).
- Information about the national average student loan default rate is from the U.S. Department of Education and refers to data about the 2016 borrower cohort tracking period for which the cohort default rate (CDR) was 10.1%.
Read more about our data sources and methodologies
Footnotes
- *Average salary, average net price, and average tuition and fees are for the top schools only.
- Some schools otherwise deserving of recognition may have been removed from this ranking in the event that new data identified post-publication warranted it, or at the request of the school.
Featured Schools
Request Info
|
Southern New Hampshire University
You have goals. Southern New Hampshire University can help you get there. Whether you need a bachelor's degree to get into a career or want a master's degree to move up in your current career, SNHU has an online program for you. Find your degree from over 200 online programs ... Learn More > |
College Factual provides higher-education, college and university, degree, program, career, salary, and other helpful information to students, faculty, institutions, and other internet audiences. Presented information and data are subject to change. Inclusion on this website does not imply or represent a direct relationship with the company, school, or brand. Information, though believed correct at time of publication, may not be correct, and no warranty is provided. Contact the schools to verify any information before relying on it. Financial aid may be available for those who qualify. The displayed options may include sponsored or recommended results, not necessarily based on your preferences.
© College Factual – All Rights Reserved.