by our College Data Analytics TeamBelow is federal data on the loans students use to pay for American Institute of Healthcare & Technology, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at AIHT Education, 33% of first-year students take on loan debt, for an average of $5,230 per borrower, covering both private and federal loans.
Federal loans alone average $5,230, representing 95.1% of the typical first-year dependent student borrowing cap of $5,500. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at AIHT Education, 13% borrow through federal student loan programs, at an average of $6,111 a year. That is 16.8% greater than the $5,230 freshmen take on.
Borrowing at that rate every year works out to about $12,222 over two years and about $24,444 after four. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 13% |
| Average federal loan per year | $6,111 |
| Undergraduates with a federal loan | 28 |
| Total federal loans (one year) | $171,107 |
The middle borrower at AIHT Education owes $4,625 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $4,625 |
| Students who completed (graduates) | $7,125 |
These figures turn the debt totals into a monthly repayment picture for AIHT Education.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.