by our College Data Analytics TeamHere you will find what students actually borrow to attend Austin Kade Academy, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Austin Kade Academy, 68% of freshmen borrow to help pay for their first year, with a typical loan of $4,925 per borrower, covering both private and federal loans.
The average federally funded loan is $4,925, amounting to 89.5% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Austin Kade Academy (freshmen included), 48% finance part of their studies with federal loans, borrowing on average $5,540 a year. That is 12.5% greater than the $4,925 typical freshmen borrow.
Repeating that yearly amount projects to about $11,080 in two years and roughly $22,160 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 48% |
| Average federal loan per year | $5,540 |
| Undergraduates with a federal loan | 71 |
| Total federal loans (one year) | $393,338 |
Graduating and withdrawing students at Austin Kade Academy carry a median federal debt of $5,780 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,780 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Austin Kade Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,044 |
| 25th percentile | $4,750 |
| 75th percentile | $10,505 |
| 90th percentile (highest-debt students) | $14,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Austin Kade Academy.
Repayment burden translates the debt figures into what a borrower actually pays each month. Austin Kade Academy.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,858 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,780 |
| Continuing-generation students | $5,992 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,667 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Austin Kade Academy.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.