by our College Data Analytics TeamThis page focuses on the debt students take on to attend Automotive Training Center - Warminster— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Automotive Training Center - Warminster, 90% of first-year students take on loan debt, at roughly $7,495 each — a figure that counts both private and federal student loans.
The average federally funded loan is $6,186. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Automotive Training Center - Warminster, freshmen included, 64% finance part of their studies with federal loans, for a typical $6,297 each per year. It comes to 1.8% larger than the $6,186 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $12,594 across two years and $25,188 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $6,297 |
| Undergraduates with a federal loan | 275 |
| Total federal loans (one year) | $1,731,639 |
Graduating and withdrawing students at Automotive Training Center - Warminster carry a median federal debt of $12,661 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,661 |
| Students who completed (graduates) | $15,665 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Automotive Training Center - Warminster.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,490 |
| 25th percentile | $8,750 |
| 75th percentile | $17,000 |
| 90th percentile (highest-debt students) | $23,667 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Automotive Training Center - Warminster.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Automotive Training Center - Warminster.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 168 | $7,890 |
| Completed (graduates) | 110 | $10,345 |
| Did not complete | 58 | $5,576 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $123.01/mo.
The indicators below describe what the typical debt costs to pay back at Automotive Training Center - Warminster.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Automotive Training Center - Warminster is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.1% |
| Borrowers in the cohort | 418 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,084 |
| Middle income | $13,000 |
| High income | $13,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,502 |
| Continuing-generation students | $13,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,502 |
| Independent students | $13,582 |
Federal data publishes the following gap measures for Automotive Training Center - Warminster.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.