by our College Data Analytics TeamThis page focuses on the debt students take on to attend Aveda Arts & Sciences Institute, Baton Rouge: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Aveda Arts & Sciences Institute, Baton Rouge, 97% of freshmen borrow to help pay for their first year, borrowing on average $11,284 per borrower, covering both private and federal loans.
The average federally funded loan is $8,858. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Aveda Arts & Sciences Institute, Baton Rouge, 54% rely on federal student loans toward their education, averaging $8,426 in federal loans per year. That amounts to 4.9% below the freshman federal average of $8,858.
At a steady annual pace, that totals around $16,852 over two years and about $33,704 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 54% |
| Average federal loan per year | $8,426 |
| Undergraduates with a federal loan | 159 |
| Total federal loans (one year) | $1,339,800 |
Graduating and withdrawing students at Aveda Arts & Sciences Institute, Baton Rouge carry a median federal debt of $9,833 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,833 |
| Students who completed (graduates) | $9,833 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aveda Arts & Sciences Institute, Baton Rouge.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,036 |
| 75th percentile | $13,685 |
| 90th percentile (highest-debt students) | $14,618 |
How wide this percentile range is tells you how much borrowing varies across students at Aveda Arts & Sciences Institute, Baton Rouge.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Aveda Arts & Sciences Institute, Baton Rouge.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 28 | $10,508 |
These figures turn the debt totals into a monthly repayment picture for Aveda Arts & Sciences Institute, Baton Rouge.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Aveda Arts & Sciences Institute, Baton Rouge is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.3% |
| Borrowers in the cohort | 106 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,833 |
| Middle income | $9,833 |
| High income | $9,833 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,833 |
| Continuing-generation students | $9,833 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,833 |
| Independent students | $15,034 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Aveda Arts & Sciences Institute, Baton Rouge.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.