by our College Data Analytics TeamHere you will find what students actually borrow to attend Aveda Institute - Columbus— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Aveda Institute - Columbus, 77% of first-year students take on loan debt, averaging $6,892 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,892. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Looking at all undergraduates at Aveda Institute - Columbus, freshmen included, 58% use federal student loans to help pay for their education, borrowing on average $7,531 each per year. That amounts to 9.3% above the $6,892 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $15,062 in two years and roughly $30,124 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $7,531 |
| Undergraduates with a federal loan | 251 |
| Total federal loans (one year) | $1,890,271 |
Graduating and withdrawing students at Aveda Institute - Columbus carry a median federal debt of $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Aveda Institute - Columbus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,609 |
| 25th percentile | $4,750 |
| 75th percentile | $12,889 |
| 90th percentile (highest-debt students) | $16,500 |
How wide this percentile range is tells you how much borrowing varies across students at Aveda Institute - Columbus.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aveda Institute - Columbus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 189 | $10,897 |
| Completed (graduates) | 141 | $12,857 |
| Did not complete | 48 | $6,502 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $152.88/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Aveda Institute - Columbus.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 177 | — |
| No Stafford loan this year | 12 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. Aveda Institute - Columbus.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Aveda Institute - Columbus is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 14.0% |
| Borrowers in the cohort | 185 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $5,816 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,333 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Aveda Institute - Columbus.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.