by our College Data Analytics TeamHere you will find what students actually borrow to attend Aveda Institute - Portland: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At Aveda Institute - Portland, 83% of freshmen borrow to help pay for their first year, at roughly $9,570 per borrower, covering both private and federal loans.
The average federally funded loan is $9,570. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Looking at all undergraduates at Aveda Institute - Portland, freshmen included, 52% take out federal student loans, at an average of $6,285 per year. That is 34.3% less than the first-year federal average of $9,570.
At a steady annual pace, that totals around $12,570 across two years and $25,140 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 52% |
| Average federal loan per year | $6,285 |
| Undergraduates with a federal loan | 167 |
| Total federal loans (one year) | $1,049,549 |
The middle borrower at Aveda Institute - Portland owes $6,211 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,211 |
| Students who completed (graduates) | $6,826 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Aveda Institute - Portland.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,089 |
| 25th percentile | $4,953 |
| 75th percentile | $15,968 |
| 90th percentile (highest-debt students) | $18,991 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aveda Institute - Portland.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aveda Institute - Portland.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 54 | $7,772 |
The indicators below describe what the typical debt costs to pay back at Aveda Institute - Portland.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Aveda Institute - Portland appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.1% |
| Borrowers in the cohort | 33 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,211 |
| Middle income | $6,647 |
| High income | $6,837 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,211 |
| Continuing-generation students | $6,209 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,500 |
Federal data publishes the following gap measures for Aveda Institute - Portland.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.