by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Aveda Institute - Provo, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Looking at the entering class at Aveda Institute - Provo, 25% of first-year students take on loan debt, averaging $6,113 per student, private and federal loans combined.
The average federal loan is $6,113. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Aveda Institute - Provo (freshmen included), 30% finance part of their studies with federal loans, with a mean of $6,143 each per year. That amounts to 0.5% greater than the $6,113 borrowed by freshmen.
At a steady annual pace, that totals around $12,286 in two years and roughly $24,572 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 30% |
| Average federal loan per year | $6,143 |
| Undergraduates with a federal loan | 77 |
| Total federal loans (one year) | $473,047 |
The median student at Aveda Institute - Provo borrows $6,949 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,949 |
| Students who completed (graduates) | $7,666 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aveda Institute - Provo.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $6,333 |
| 75th percentile | $10,555 |
| 90th percentile (highest-debt students) | $15,753 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Aveda Institute - Provo.
These figures turn the debt totals into a monthly repayment picture for Aveda Institute - Provo.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Aveda Institute - Provo appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.1% |
| Borrowers in the cohort | 32 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $9,854 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,511 |
| Continuing-generation students | $6,975 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,666 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Aveda Institute - Provo.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.