by our College Data Analytics TeamHere you will find what students actually borrow to attend Aveda Institute - San Antonio: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at the entering class at Aveda Institute - San Antonio, 63% of incoming undergraduates borrow in year one, averaging $8,733 per borrower, covering both private and federal loans.
On the federal side, the average loan is $6,866. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Aveda Institute - San Antonio, 52% use federal student loans to help pay for their education, with a mean of $7,490 in federal loans per year. This works out to 9.1% larger than the $6,866 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $14,980 after two years and $29,960 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 52% |
| Average federal loan per year | $7,490 |
| Undergraduates with a federal loan | 225 |
| Total federal loans (one year) | $1,685,298 |
Graduating and withdrawing students at Aveda Institute - San Antonio carry a median federal debt of $7,916 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,916 |
| Students who completed (graduates) | $7,916 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aveda Institute - San Antonio.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,654 |
| 25th percentile | $4,582 |
| 75th percentile | $9,832 |
| 90th percentile (highest-debt students) | $16,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aveda Institute - San Antonio.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aveda Institute - San Antonio.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 51 | $7,819 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Aveda Institute - San Antonio.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Aveda Institute - San Antonio is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.7% |
| Borrowers in the cohort | 204 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,916 |
| Middle income | $7,916 |
| High income | $7,916 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,916 |
| Continuing-generation students | $7,916 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,804 |
| Independent students | $7,916 |
Federal data publishes the following gap measures for Aveda Institute - San Antonio.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.