by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Aveda Institute - Twin Falls, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Aveda Institute - Twin Falls specifically, 82% of new students use loans toward freshman-year expenses, averaging $8,611 each, across private and federal loan sources.
Federal loans alone average $8,611. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Aveda Institute - Twin Falls, 44% borrow through federal student loan programs, at an average of $7,559 per year. This is 12.2% smaller than the $8,611 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $15,118 over two years and about $30,236 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 44% |
| Average federal loan per year | $7,559 |
| Undergraduates with a federal loan | 59 |
| Total federal loans (one year) | $446,002 |
Graduating and withdrawing students at Aveda Institute - Twin Falls carry a median federal debt of $9,056 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,056 |
| Students who completed (graduates) | $9,400 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aveda Institute - Twin Falls.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $18,460 |
The indicators below describe what the typical debt costs to pay back at Aveda Institute - Twin Falls.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Aveda Institute - Twin Falls is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.3% |
| Borrowers in the cohort | 32 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,400 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,498 |
| Independent students | $9,056 |
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.