by our College Data Analytics TeamThis page focuses on the debt students take on to attend Aviation Institute of Maintenance - Kansas City— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at Aviation Institute of Maintenance - Kansas City, 83% of incoming undergraduates borrow in year one, with a typical loan of $8,141 per borrower, covering both private and federal loans.
The average federally funded loan is $7,990. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Aviation Institute of Maintenance - Kansas City, 22% borrow through federal student loan programs, averaging $8,116 each per year. This works out to 1.6% more than the $7,990 freshmen take on.
Carrying that yearly figure forward comes to roughly $16,232 across two years and $32,464 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 22% |
| Average federal loan per year | $8,116 |
| Undergraduates with a federal loan | 47 |
| Total federal loans (one year) | $381,458 |
Graduating and withdrawing students at Aviation Institute of Maintenance - Kansas City carry a median federal debt of $14,805 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,805 |
| Students who completed (graduates) | $30,416 |
| Students who withdrew | $7,472 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aviation Institute of Maintenance - Kansas City.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $19,635 |
| 90th percentile (highest-debt students) | $20,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Aviation Institute of Maintenance - Kansas City.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aviation Institute of Maintenance - Kansas City.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 54 | $10,826 |
| Completed (graduates) | 31 | $18,683 |
| Did not complete | 23 | $7,959 |
On a standard 10-year plan, the median completing borrower would pay about $222.16/mo.
The indicators below describe what the typical debt costs to pay back at Aviation Institute of Maintenance - Kansas City.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Aviation Institute of Maintenance - Kansas City follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 29.9% |
| Borrowers in the cohort | 137 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,970 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $16,798 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,980 |
| Independent students | $14,750 |
Federal data publishes the following gap measures for Aviation Institute of Maintenance - Kansas City.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.