by our College Data Analytics TeamHere you will find what students actually borrow to attend Aviation Institute of Maintenance - Las Vegas, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Aviation Institute of Maintenance - Las Vegas, 82% of freshmen borrow to help pay for their first year, borrowing on average $9,398 each — a figure that counts both private and federal student loans.
Federal loans alone average $7,300. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Aviation Institute of Maintenance - Las Vegas (freshmen included), 25% rely on federal student loans toward their education, at an average of $7,291 per year. This works out to 0.1% below the freshman federal average of $7,300.
Repeating that yearly amount projects to about $14,582 over two years and about $29,164 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 25% |
| Average federal loan per year | $7,291 |
| Undergraduates with a federal loan | 83 |
| Total federal loans (one year) | $605,176 |
Graduating and withdrawing students at Aviation Institute of Maintenance - Las Vegas carry a median federal debt of $20,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,500 |
| Students who completed (graduates) | $31,500 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aviation Institute of Maintenance - Las Vegas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,448 |
| 25th percentile | $6,103 |
| 75th percentile | $20,000 |
| 90th percentile (highest-debt students) | $26,250 |
How wide this percentile range is tells you how much borrowing varies across students at Aviation Institute of Maintenance - Las Vegas.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aviation Institute of Maintenance - Las Vegas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 169 | $12,114 |
| Completed (graduates) | 105 | $13,000 |
| Did not complete | 64 | $10,696 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $154.58/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Aviation Institute of Maintenance - Las Vegas.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 152 | — |
| No Stafford loan this year | 17 | — |
The indicators below describe what the typical debt costs to pay back at Aviation Institute of Maintenance - Las Vegas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Aviation Institute of Maintenance - Las Vegas is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 16.7% |
| Borrowers in the cohort | 352 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $20,500 |
| Middle income | $20,500 |
| High income | $20,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,500 |
| Continuing-generation students | $20,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $30,472 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Aviation Institute of Maintenance - Las Vegas.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.