by our College Data Analytics TeamThis page focuses on the debt students take on to attend Brown Aveda Institute - Mentor: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
For incoming students at Brown Aveda Institute - Mentor, 65% of incoming undergraduates borrow in year one, at roughly $6,643 per borrower, covering both private and federal loans.
The typical federal loan comes to $6,077. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Brown Aveda Institute - Mentor (freshmen included), 73% take out federal student loans, averaging $5,314 per year. This works out to 12.6% lower than the $6,077 freshmen take on.
Borrowing the same amount each year would add up to roughly $10,628 over two years and about $21,256 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $5,314 |
| Undergraduates with a federal loan | 159 |
| Total federal loans (one year) | $844,919 |
The median student at Brown Aveda Institute - Mentor borrows $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $7,267 |
| Students who withdrew | $3,166 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Brown Aveda Institute - Mentor.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $5,097 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $16,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Brown Aveda Institute - Mentor.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Brown Aveda Institute - Mentor.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 66 | $9,933 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Brown Aveda Institute - Mentor.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Brown Aveda Institute - Mentor follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.1% |
| Borrowers in the cohort | 196 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $9,493 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,821 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Brown Aveda Institute - Mentor.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.