by our College Data Analytics TeamThis page focuses on the debt students take on to attend Casa Loma College-Los Angeles— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Casa Loma College, 67% of new students use loans toward freshman-year expenses, at roughly $6,255 each, across private and federal loan sources.
The average federally funded loan is $6,255. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Casa Loma College (freshmen included), 70% take out federal student loans, for a typical $7,726 annually. It comes to 23.5% above the $6,255 typical freshmen borrow.
At a steady annual pace, that totals around $15,452 after two years and $30,904 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 70% |
| Average federal loan per year | $7,726 |
| Undergraduates with a federal loan | 581 |
| Total federal loans (one year) | $4,489,026 |
Graduating and withdrawing students at Casa Loma College carry a median federal debt of $20,245 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,245 |
| Students who completed (graduates) | $26,791 |
| Students who withdrew | $8,658 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Casa Loma College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,598 |
| 25th percentile | $10,960 |
| 75th percentile | $25,500 |
| 90th percentile (highest-debt students) | $32,500 |
How wide this percentile range is tells you how much borrowing varies across students at Casa Loma College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Casa Loma College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 47 | $9,145 |
These figures turn the debt totals into a monthly repayment picture for Casa Loma College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Casa Loma College appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.5% |
| Borrowers in the cohort | 417 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $20,752 |
| Middle income | $18,495 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,053 |
| Continuing-generation students | $21,783 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,028 |
| Independent students | $23,000 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Casa Loma College.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.