by our College Data Analytics TeamThis page focuses on the debt students take on to attend Casal Aveda Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Casal Aveda Institute, 85% of new students use loans toward freshman-year expenses, at roughly $6,248 each — a figure that counts both private and federal student loans.
The average federally funded loan is $6,248. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Casal Aveda Institute, 84% rely on federal student loans toward their education, borrowing on average $5,512 annually. That is 11.8% under the $6,248 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $11,024 after two years and $22,048 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 84% |
| Average federal loan per year | $5,512 |
| Undergraduates with a federal loan | 159 |
| Total federal loans (one year) | $876,451 |
Graduating and withdrawing students at Casal Aveda Institute carry a median federal debt of $5,206 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,206 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $3,958 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Casal Aveda Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,900 |
| 25th percentile | $3,167 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $20,000 |
How wide this percentile range is tells you how much borrowing varies across students at Casal Aveda Institute.
The indicators below describe what the typical debt costs to pay back at Casal Aveda Institute.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Casal Aveda Institute follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.4% |
| Borrowers in the cohort | 92 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,527 |
| Middle income | $4,929 |
| High income | $4,584 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,206 |
| Continuing-generation students | $4,584 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,750 |
| Independent students | $5,237 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Casal Aveda Institute.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.