by our College Data Analytics TeamHere you will find what students actually borrow to attend Aveda Institute Las Vegas— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Aveda Institute Las Vegas, 99% of first-year students take on loan debt, with a typical loan of $7,732 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $7,147. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Aveda Institute Las Vegas, freshmen included, 74% take out federal student loans, at an average of $5,408 each per year. This is 24.3% below the first-year federal average of $7,147.
At a steady annual pace, that totals around $10,816 in two years and roughly $21,632 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $5,408 |
| Undergraduates with a federal loan | 374 |
| Total federal loans (one year) | $2,022,743 |
The middle borrower at Aveda Institute Las Vegas owes $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,112 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aveda Institute Las Vegas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,712 |
| 25th percentile | $5,500 |
| 75th percentile | $12,962 |
| 90th percentile (highest-debt students) | $17,667 |
How wide this percentile range is tells you how much borrowing varies across students at Aveda Institute Las Vegas.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Aveda Institute Las Vegas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 65 | $7,913 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Aveda Institute Las Vegas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Aveda Institute Las Vegas appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.3% |
| Borrowers in the cohort | 88 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,667 |
| Independent students | $6,333 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Aveda Institute Las Vegas.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.