by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Concorde Career College-North Hollywood, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Concorde Career College - North Hollywood specifically, 83% of new students use loans toward freshman-year expenses, for an average of $9,068 each, across private and federal loan sources.
Federal loans alone average $6,918. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Concorde Career College - North Hollywood (freshmen included), 78% rely on federal student loans toward their education, borrowing on average $7,377 annually. That is 6.6% above the $6,918 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $14,754 by year two and around $29,508 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 78% |
| Average federal loan per year | $7,377 |
| Undergraduates with a federal loan | 399 |
| Total federal loans (one year) | $2,943,384 |
The median student at Concorde Career College - North Hollywood borrows $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Concorde Career College - North Hollywood.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,155 |
| 25th percentile | $5,500 |
| 75th percentile | $16,722 |
| 90th percentile (highest-debt students) | $23,839 |
How wide this percentile range is tells you how much borrowing varies across students at Concorde Career College - North Hollywood.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Concorde Career College - North Hollywood.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 221 | $9,115 |
| Completed (graduates) | 172 | $9,743 |
| Did not complete | 49 | $7,511 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $115.85/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Concorde Career College - North Hollywood.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 204 | — |
| No Stafford loan this year | 17 | — |
Repayment burden translates the debt figures into what a borrower actually pays each month. Concorde Career College - North Hollywood.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Concorde Career College - North Hollywood is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.2% |
| Borrowers in the cohort | 633 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $10,088 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $14,221 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,500 |
| Independent students | $12,999 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Concorde Career College - North Hollywood.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.