by our College Data Analytics TeamHere you will find what students actually borrow to attend Concorde Career College-San Diego— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Concorde Career College - San Diego, 75% of new students use loans toward freshman-year expenses, borrowing on average $9,698 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $7,135. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Concorde Career College - San Diego (freshmen included), 75% borrow through federal student loan programs, for a typical $7,250 annually. That amounts to 1.6% larger than the freshman federal average of $7,135.
Borrowing the same amount each year would add up to roughly $14,500 after two years and $29,000 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 75% |
| Average federal loan per year | $7,250 |
| Undergraduates with a federal loan | 565 |
| Total federal loans (one year) | $4,096,232 |
Graduating and withdrawing students at Concorde Career College - San Diego carry a median federal debt of $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Concorde Career College - San Diego.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,656 |
| 25th percentile | $5,970 |
| 75th percentile | $16,334 |
| 90th percentile (highest-debt students) | $23,107 |
How wide this percentile range is tells you how much borrowing varies across students at Concorde Career College - San Diego.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Concorde Career College - San Diego.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 209 | $8,016 |
| Completed (graduates) | 157 | $8,903 |
| Did not complete | 52 | $6,251 |
On a standard 10-year plan, the median completing borrower would pay about $105.87/mo.
Federal data lets us separate Stafford borrowers from the rest at Concorde Career College - San Diego.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 182 | $8,198 |
| No Stafford loan this year | 27 | $6,012 |
These figures turn the debt totals into a monthly repayment picture for Concorde Career College - San Diego.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Concorde Career College - San Diego is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 15.3% |
| Borrowers in the cohort | 723 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,500 |
| High income | $9,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $9,763 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Concorde Career College - San Diego.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.