by our College Data Analytics TeamThis page focuses on the debt students take on to attend Crescent City Bartending School— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Crescent Schools, 24% of incoming students take out a loan to help cover first-year costs, at roughly $6,915 per student, private and federal loans combined.
The average federal loan is $6,915. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Looking at all undergraduates at Crescent Schools, freshmen included, 16% use federal student loans to help pay for their education, borrowing on average $6,915 annually.
Borrowing the same amount each year would add up to roughly $13,830 by year two and around $27,660 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 16% |
| Average federal loan per year | $6,915 |
| Undergraduates with a federal loan | 134 |
| Total federal loans (one year) | $926,563 |
Graduating and withdrawing students at Crescent Schools carry a median federal debt of $6,100 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,100 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Crescent Schools.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,980 |
| 25th percentile | $3,167 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Crescent Schools.
Repayment burden translates the debt figures into what a borrower actually pays each month. Crescent Schools.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Crescent Schools follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.9% |
| Borrowers in the cohort | 714 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,772 |
| Continuing-generation students | $4,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $2,139 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Crescent Schools.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.