by our College Data Analytics TeamThis page focuses on the debt students take on to attend Diman Regional Technical Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Diman Regional Technical Institute, 60% of incoming undergraduates borrow in year one, at roughly $7,384 apiece. This figure includes both private and federally funded student loans.
The average federally funded loan is $6,301. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Diman Regional Technical Institute, freshmen included, 64% borrow through federal student loan programs, borrowing on average $6,933 annually. It comes to 10.0% higher than the freshman federal average of $6,301.
Carrying that yearly figure forward comes to roughly $13,866 after two years and $27,732 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $6,933 |
| Undergraduates with a federal loan | 36 |
| Total federal loans (one year) | $249,599 |
The median student at Diman Regional Technical Institute borrows $5,745 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,745 |
| Students who completed (graduates) | $10,015 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Diman Regional Technical Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $11,903 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Diman Regional Technical Institute.
The indicators below describe what the typical debt costs to pay back at Diman Regional Technical Institute.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Diman Regional Technical Institute follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 2 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,989 |
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.