by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Douglas J Aveda Institute: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Douglas J Aveda Institute, 83% of first-year students take on loan debt, averaging $9,548 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $7,507. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Looking at all undergraduates at Douglas J Aveda Institute, freshmen included, 53% borrow through federal student loan programs, borrowing on average $7,117 per year. That is 5.2% lower than the $7,507 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $14,234 across two years and $28,468 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $7,117 |
| Undergraduates with a federal loan | 762 |
| Total federal loans (one year) | $5,422,961 |
The middle borrower at Douglas J Aveda Institute owes $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,384 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Douglas J Aveda Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $5,750 |
| 75th percentile | $10,266 |
| 90th percentile (highest-debt students) | $16,500 |
How wide this percentile range is tells you how much borrowing varies across students at Douglas J Aveda Institute.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Douglas J Aveda Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 300 | $10,951 |
| Completed (graduates) | 266 | $11,533 |
| Did not complete | 34 | $5,886 |
On a standard 10-year plan, the median completing borrower would pay about $137.14/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Douglas J Aveda Institute.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 284 | — |
| No Stafford loan this year | 16 | — |
The indicators below describe what the typical debt costs to pay back at Douglas J Aveda Institute.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Douglas J Aveda Institute follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.3% |
| Borrowers in the cohort | 659 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $9,139 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,333 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Douglas J Aveda Institute.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.