by our College Data Analytics TeamThis page focuses on the debt students take on to attend Evergreen Beauty and Barber College-Everett, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
At Evergreen Beauty and Barber College-Everett, 67% of first-year students take on loan debt, with a typical loan of $6,585 each, across private and federal loan sources.
The typical federal loan comes to $6,585. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Evergreen Beauty and Barber College-Everett, 48% borrow through federal student loan programs, averaging $7,409 per year. This works out to 12.5% more than the $6,585 typical freshmen borrow.
At a steady annual pace, that totals around $14,818 across two years and $29,636 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 48% |
| Average federal loan per year | $7,409 |
| Undergraduates with a federal loan | 877 |
| Total federal loans (one year) | $6,497,705 |
The middle borrower at Evergreen Beauty and Barber College-Everett owes $7,667 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,667 |
| Students who completed (graduates) | $7,917 |
| Students who withdrew | $4,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Evergreen Beauty and Barber College-Everett.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,748 |
| 25th percentile | $5,529 |
| 75th percentile | $12,562 |
| 90th percentile (highest-debt students) | $13,584 |
How wide this percentile range is tells you how much borrowing varies across students at Evergreen Beauty and Barber College-Everett.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Evergreen Beauty and Barber College-Everett.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 138 | $8,415 |
| Completed (graduates) | 109 | $8,686 |
| Did not complete | 29 | $6,436 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $103.29/mo.
The indicators below describe what the typical debt costs to pay back at Evergreen Beauty and Barber College-Everett.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Evergreen Beauty and Barber College-Everett follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.5% |
| Borrowers in the cohort | 133 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,917 |
| Middle income | $7,502 |
| High income | $7,596 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,667 |
| Continuing-generation students | $7,643 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,313 |
| Independent students | $7,917 |
Federal data publishes the following gap measures for Evergreen Beauty and Barber College-Everett.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.