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Can You Really Afford Georgia Highlands College?

Here is what you can expect to pay at Georgia Highlands College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$12,829.00 Cost of Attendance
$6,928.00 Avg Net Price
$6,750.00 Median Grad Debt

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Cost of Attendance at Georgia Highlands College?

Attendance costs at Georgia Highlands College varied between $12,829.00 ranging to $19,789.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: close to $12,829.00 in-state, rising to $19,789.00 out of state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

The Full Cost for Residents (no aid)

Tuition and fees $3,120.00
+ Room, board & other expenses $9,709.00
Total cost $12,829.00
That is 33% below the national average net price.

Net Price for Residents (with average aid)

Total cost $12,829.00
− Grants and scholarships −$6,461.00
Net price $6,368.00
That is 67% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $12,829.00
− Grants and scholarships −$7,916.00
Net price $4,913.00
That is 74% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $10,080.00
+ Room, board & other expenses $9,709.00
Total cost $19,789.00
That is 3% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $19,789.00
− Grants and scholarships −$6,461.00
Net price $13,328.00
That is 31% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $19,789.00
− Grants and scholarships −$7,916.00
Net price $11,873.00
That is 38% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and living costs.

Projected Cost of a Degree at Georgia Highlands College

Cost of attendance here has been rising at about 1.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $4,984.00 $6,459.00 $13,013.00
Senior year $5,201.00 $6,742.00 $13,582.00
Total 4-year net price $20,368.00 $26,400.00 $53,185.00
10-year loan interest @ 6.8% $7,759.00 $10,057.00 $20,262.00
Total monthly payment $234.00 $304.00 $612.00
Total amount paid $28,127.00 $36,457.00 $73,447.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $4,984.00 $6,459.00 $13,013.00
Senior year $5,055.00 $6,552.00 $13,200.00
Total 2-year net price $10,039.00 $13,012.00 $26,213.00
10-year loan interest @ 6.8% $3,824.00 $4,957.00 $9,986.00
Total monthly payment $116.00 $150.00 $302.00
Total amount paid $13,863.00 $17,969.00 $36,200.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $12,044.00 $13,519.00 $20,073.00
Senior year $12,570.00 $14,110.00 $20,950.00
Total 4-year net price $49,222.00 $55,254.00 $82,039.00
10-year loan interest @ 6.8% $18,752.00 $21,050.00 $31,254.00
Total monthly payment $566.00 $636.00 $944.00
Total amount paid $67,973.00 $76,303.00 $113,293.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.4% 1.4% 1.4%
Freshman year $12,044.00 $13,519.00 $20,073.00
Senior year $12,216.00 $13,714.00 $20,361.00
Total 2-year net price $24,260.00 $27,233.00 $40,435.00
10-year loan interest @ 6.8% $9,242.00 $10,375.00 $15,404.00
Total monthly payment $279.00 $313.00 $465.00
Total amount paid $33,502.00 $37,608.00 $55,839.00

Read more in the net-price section.

What Families Actually Pay at Georgia Highlands College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $6,928.00
Average net price (off-campus) $6,588.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $4,996.00
$30,000 to $48,000 $5,330.00
$48,001 to $75,000 $8,456.00
$75,001 to $110,000 $10,826.00
Over $110,000 $11,605.00

Get a tailored estimate from the Georgia Highlands College Net Price Calculator, or check with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

How Much Do Students Borrow at Georgia Highlands College

The typical debt load for borrowers leaving Georgia Highlands College amounts to $6,750.00, which federal data classifies as a Very Low (<$10k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,750.00
25th $2,750.00
Median (50th) $6,750.00
75th $9,500.00
90th $15,149.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

How Income Shapes Debt at Georgia Highlands College

Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $7,469.00
Middle income $7,000.00
High income $5,995.00

Low-income borrowers graduate with $1,474.00 more than graduates from high-income families.

First-Generation Debt Outcomes at Georgia Highlands College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $7,000.00
Continuing-generation students $6,500.00

First-generation borrowers from Georgia Highlands College carry $500.00 in additional median debt versus continuing-generation peers.

Pell Grant Recipients and Debt at Georgia Highlands College

The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The Pell vs non-Pell debt gap at Georgia Highlands College works out to $2,250.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

How Borrowers Repay Loans After Georgia Highlands College

The federal default-rate tier for Georgia Highlands College is Low (<5%).

Window Cohort default rate
2-year 7.9%

To give some context for these rates, Stafford loans disbursed at Georgia Highlands College total $126,604,002.00 spread across 13,737 loan recipients.

Veteran Benefits at Georgia Highlands College

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 157
Avg GI Bill amount $1,286.00
DoD Tuition Assistance recipients 10
Avg DoD Tuition Assistance $661.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Consider

Use the figures above as a launch point, then think through Georgia Highlands College, keep these questions in mind:

Dig Deeper for Georgia Highlands College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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