by our College Data Analytics TeamThis page focuses on the debt students take on to attend Grabber School of Hair Design, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Grabber School of Hair Design specifically, 71% of incoming students take out a loan to help cover first-year costs, with a typical loan of $11,998 each, across private and federal loan sources.
On the federal side, the average loan is $11,998. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Grabber School of Hair Design (freshmen included), 47% rely on federal student loans toward their education, for a typical $8,145 a year. This is 32.1% lower than the first-year federal average of $11,998.
Repeating that yearly amount projects to about $16,290 in two years and roughly $32,580 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 47% |
| Average federal loan per year | $8,145 |
| Undergraduates with a federal loan | 184 |
| Total federal loans (one year) | $1,498,686 |
The median student at Grabber School of Hair Design borrows $7,830 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,830 |
| Students who completed (graduates) | $7,830 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Grabber School of Hair Design.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,421 |
| 25th percentile | $9,500 |
| 75th percentile | $16,325 |
| 90th percentile (highest-debt students) | $16,325 |
How wide this percentile range is tells you how much borrowing varies across students at Grabber School of Hair Design.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Grabber School of Hair Design.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 58 | $8,321 |
The indicators below describe what the typical debt costs to pay back at Grabber School of Hair Design.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Grabber School of Hair Design is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 10.3% |
| Borrowers in the cohort | 87 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,830 |
| Middle income | $7,830 |
| High income | $6,143 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,830 |
| Continuing-generation students | $7,830 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,830 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Grabber School of Hair Design.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.