by our College Data Analytics TeamThis page focuses on the debt students take on to attend Graham Hospital School of Nursing, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Graham Hospital School of Nursing, 25% of freshmen borrow to help pay for their first year, borrowing on average $4,701 per student, private and federal loans combined.
The typical federal loan comes to $4,701, which is 85.5% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Graham Hospital School of Nursing, freshmen included, 36% rely on federal student loans toward their education, for a typical $7,727 annually. This is 64.4% larger than the $4,701 borrowed by freshmen.
At a steady annual pace, that totals around $15,454 over two years and about $30,908 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 36% |
| Average federal loan per year | $7,727 |
| Undergraduates with a federal loan | 13 |
| Total federal loans (one year) | $100,450 |
Graduating and withdrawing students at Graham Hospital School of Nursing carry a median federal debt of $5,250 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,250 |
| Students who withdrew | $3,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Graham Hospital School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $13,021 |
| 75th percentile | $32,500 |
The indicators below describe what the typical debt costs to pay back at Graham Hospital School of Nursing.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Graham Hospital School of Nursing is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.1% |
| Borrowers in the cohort | 17 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.