by our College Data Analytics TeamThis page focuses on the debt students take on to attend Paul Mitchell the School St. George, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Among first-year students at Paul Mitchell the School St. George, 31% of freshmen borrow to help pay for their first year, for an average of $6,627 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $6,627. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
For undergraduates overall at Paul Mitchell the School St. George, 26% finance part of their studies with federal loans, at an average of $6,655 in federal loans per year. This is 0.4% more than the $6,627 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $13,310 in two years and roughly $26,620 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 26% |
| Average federal loan per year | $6,655 |
| Undergraduates with a federal loan | 42 |
| Total federal loans (one year) | $279,507 |
The middle borrower at Paul Mitchell the School St. George owes $7,070 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,070 |
| Students who completed (graduates) | $10,556 |
| Students who withdrew | $3,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Repayment burden translates the debt figures into what a borrower actually pays each month. Paul Mitchell the School St. George.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for Paul Mitchell the School St. George is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 0 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,035 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,000 |
| Independent students | $8,640 |
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.