by our College Data Analytics TeamHere you will find what students actually borrow to attend Hannah E Mullins School of Practical Nursing— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at Hannah E Mullins School of Practical Nursing, 93% of freshmen borrow to help pay for their first year, at roughly $7,258 per student, private and federal loans combined.
The average federal loan is $7,258. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Hannah E Mullins School of Practical Nursing, 81% rely on federal student loans toward their education, at an average of $6,119 annually. It comes to 15.7% below the $7,258 typical freshmen borrow.
Repeating that yearly amount projects to about $12,238 in two years and roughly $24,476 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 81% |
| Average federal loan per year | $6,119 |
| Undergraduates with a federal loan | 46 |
| Total federal loans (one year) | $281,456 |
The median student at Hannah E Mullins School of Practical Nursing borrows $9,895 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,895 |
| Students who completed (graduates) | $13,000 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Hannah E Mullins School of Practical Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $6,000 |
| 75th percentile | $11,000 |
These figures turn the debt totals into a monthly repayment picture for Hannah E Mullins School of Practical Nursing.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Hannah E Mullins School of Practical Nursing follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.4% |
| Borrowers in the cohort | 55 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $10,320 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,111 |
| Independent students | $12,542 |
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.