by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Healing Hands School of Holistic Health, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Healing Hands School of Holistic Health, 49% of first-year students take on loan debt, averaging $4,437 each, across private and federal loan sources.
Federal loans alone average $4,437, representing 80.7% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Healing Hands School of Holistic Health, 28% rely on federal student loans toward their education, with a mean of $4,408 per year. This works out to 0.7% below the freshman federal average of $4,437.
Carrying that yearly figure forward comes to roughly $8,816 over two years and about $17,632 over a four-year span. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 28% |
| Average federal loan per year | $4,408 |
| Undergraduates with a federal loan | 91 |
| Total federal loans (one year) | $401,170 |
The median student at Healing Hands School of Holistic Health borrows $5,700 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,700 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Healing Hands School of Holistic Health.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,350 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Healing Hands School of Holistic Health.
Repayment burden translates the debt figures into what a borrower actually pays each month. Healing Hands School of Holistic Health.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Healing Hands School of Holistic Health appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 20.0% |
| Borrowers in the cohort | 35 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,320 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,700 |
| Continuing-generation students | $5,792 |
Federal data publishes the following gap measures for Healing Hands School of Holistic Health.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.