by our College Data Analytics TeamHere you will find what students actually borrow to attend Holistic Massage Training Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Holistic Massage Training Institute, 0% of freshmen borrow to help pay for their first year.
Across the full undergraduate body at Holistic Massage Training Institute (freshmen included), 88% finance part of their studies with federal loans, averaging $1,944 in federal loans per year.
Borrowing at that rate every year works out to about $3,888 after two years and $7,776 by the fourth year. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 88% |
| Average federal loan per year | $1,944 |
| Undergraduates with a federal loan | 45 |
| Total federal loans (one year) | $87,480 |
The middle borrower at Holistic Massage Training Institute owes $8,550 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,550 |
The indicators below describe what the typical debt costs to pay back at Holistic Massage Training Institute.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.