by our College Data Analytics TeamHere you will find what students actually borrow to attend House of Heavilin Beauty College-Academy of Beauty Professionals: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Among first-year students at House of Heavilin Beauty College-Academy of Beauty Professionals, 100% of new students use loans toward freshman-year expenses, at roughly $5,825 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $5,825. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at House of Heavilin Beauty College-Academy of Beauty Professionals, 47% take out federal student loans, averaging $5,649 annually. This is 3.0% under the $5,825 borrowed by freshmen.
Repeating that yearly amount projects to about $11,298 after two years and $22,596 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 47% |
| Average federal loan per year | $5,649 |
| Undergraduates with a federal loan | 47 |
| Total federal loans (one year) | $265,526 |
Graduating and withdrawing students at House of Heavilin Beauty College-Academy of Beauty Professionals carry a median federal debt of $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at House of Heavilin Beauty College-Academy of Beauty Professionals.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $8,159 |
| 75th percentile | $12,430 |
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at House of Heavilin Beauty College-Academy of Beauty Professionals.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 21 | $6,225 |
The indicators below describe what the typical debt costs to pay back at House of Heavilin Beauty College-Academy of Beauty Professionals.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for House of Heavilin Beauty College-Academy of Beauty Professionals appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.0% |
| Borrowers in the cohort | 33 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for House of Heavilin Beauty College-Academy of Beauty Professionals.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.