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Can You Really Afford Illinois Eastern Community Colleges?

This overview lays out the cost of attending Illinois Eastern Community Colleges, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$17,518.00 Cost of Attendance
$10,092.00 Avg Net Price
$5,500.00 Median Grad Debt

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How Much Does It Cost to Attend Illinois Eastern Community Colleges?

The total cost of attendance at Illinois Eastern Community Colleges fell between $17,518.00 and $19,018.00 depending on your residency status.

Where you live mattered — in-state students paid less than out-of-state students: around $17,518.00 for in-state students versus $19,018.00 for those paying out-of-state rates.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

The Full Cost for Residents (no aid)

Tuition and fees $10,960.00
+ Room, board & other expenses $6,558.00
Total cost $17,518.00
That is 9% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $17,518.00
− Grants and scholarships −$7,241.00
Net price $10,277.00
That is 47% below the national average net price.

Net Price for Low-Income Residents

Total cost $17,518.00
− Grants and scholarships −$7,968.00
Net price $9,550.00
That is 50% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $12,460.00
+ Room, board & other expenses $6,558.00
Total cost $19,018.00
That is roughly at the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $19,018.00
− Grants and scholarships −$7,241.00
Net price $11,777.00
That is 39% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $19,018.00
− Grants and scholarships −$7,968.00
Net price $11,050.00
That is 43% below the national average net price.
Explore each piece on tuition and fees and room and board.

Estimating the Total Cost of a Degree at Illinois Eastern Community Colleges

The reported cost series has been increasing at a recent average of 1.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $9,649.00 $10,383.00 $17,699.00
Senior year $9,952.00 $10,710.00 $18,255.00
Total 4-year net price $39,200.00 $42,184.00 $71,906.00
10-year loan interest @ 6.8% $14,934.00 $16,070.00 $27,393.00
Total monthly payment $451.00 $485.00 $827.00
Total amount paid $54,133.00 $58,254.00 $99,299.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $9,649.00 $10,383.00 $17,699.00
Senior year $9,749.00 $10,491.00 $17,883.00
Total 2-year net price $19,398.00 $20,874.00 $35,582.00
10-year loan interest @ 6.8% $7,390.00 $7,952.00 $13,556.00
Total monthly payment $223.00 $240.00 $409.00
Total amount paid $26,788.00 $28,827.00 $49,138.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $11,164.00 $11,899.00 $19,215.00
Senior year $11,515.00 $12,273.00 $19,818.00
Total 4-year net price $45,357.00 $48,341.00 $78,063.00
10-year loan interest @ 6.8% $17,279.00 $18,416.00 $29,739.00
Total monthly payment $522.00 $556.00 $898.00
Total amount paid $62,636.00 $66,757.00 $107,802.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.0% 1.0% 1.0%
Freshman year $11,164.00 $11,899.00 $19,215.00
Senior year $11,280.00 $12,022.00 $19,414.00
Total 2-year net price $22,445.00 $23,921.00 $38,629.00
10-year loan interest @ 6.8% $8,551.00 $9,113.00 $14,716.00
Total monthly payment $258.00 $275.00 $445.00
Total amount paid $30,995.00 $33,034.00 $53,345.00

Jump to the net-price detail in the net price section below.

The Real Out-of-Pocket Cost at Illinois Eastern Community Colleges

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $10,092.00
Average net price (off-campus) $9,968.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $8,468.00
$30,000 to $48,000 $10,466.00
$48,001 to $75,000 $12,339.00
$75,001 to $110,000 $10,762.00
Over $110,000 $13,339.00

Use Illinois Eastern Community Colleges Net Price Calculator, or get in touch with the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Debt at Graduation from Illinois Eastern Community Colleges

Typical debt at graduation from Illinois Eastern Community Colleges comes to $5,500.00, placing the school in the Very Low (<$10k) burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $1,750.00
25th $2,250.00
Median (50th) $5,500.00
75th $5,500.00
90th $9,000.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt by Family Income at Illinois Eastern Community Colleges

Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $5,000.00
Middle income $5,051.00
High income $5,500.00

First-Gen vs Continuing-Gen Debt at Illinois Eastern Community Colleges

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $5,250.00
Continuing-generation students $5,500.00

Debt and Pell Grant Eligibility at Illinois Eastern Community Colleges

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt difference between Pell-eligible and non-Pell graduates of Illinois Eastern Community Colleges is $-250.00.

Loan Repayment and Default at Illinois Eastern Community Colleges

The Department of Education default-rate tier for Illinois Eastern Community Colleges is Low (<5%).

Window Cohort default rate
2-year 11.5%

To put the rates in context, Stafford loans at Illinois Eastern Community Colleges come to $22,476,131.00 over 3,419 recipients.

GI Bill and Military Aid at Illinois Eastern Community Colleges

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 12
Avg GI Bill amount $3,837.00

Explore GI Bill and military aid in detail on the college veterans page.

Things to Think About

The figures above are a starting point — as you weigh Illinois Eastern Community Colleges, a few questions are worth asking:

Continue Your Research into Illinois Eastern Community Colleges

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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