by our College Data Analytics TeamThis overview lays out the cost of attending Indiana State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
Use the section links below to navigate this overview:
The full cost of attending Indiana State University came in between $23,475.00 through $35,539.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: roughly $23,475.00 in-state versus $35,539.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $10,258.00 |
| + Room, board & other expenses | $13,217.00 |
| Total cost | $23,475.00 |
| That is 22% above the national average net price. |
| Total cost | $23,475.00 |
| − Grants and scholarships | −$13,662.00 |
| Net price | $9,813.00 |
| That is 49% below the national average net price. |
| Total cost | $23,475.00 |
| − Grants and scholarships | −$18,080.00 |
| Net price | $5,395.00 |
| That is 72% below the national average net price. |
| Tuition and fees | $22,322.00 |
| + Room, board & other expenses | $13,217.00 |
| Total cost | $35,539.00 |
| That is 85% above the national average net price. |
| Total cost | $35,539.00 |
| − Grants and scholarships | −$13,662.00 |
| Net price | $21,877.00 |
| That is 14% above the national average net price. |
| Total cost | $35,539.00 |
| − Grants and scholarships | −$18,080.00 |
| Net price | $17,459.00 |
| That is 9% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Cost of attendance here has been rising at a recent average of 2.3% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $5,518.00 | $10,037.00 | $24,011.00 |
| Senior year | $5,905.00 | $10,740.00 | $25,692.00 |
| Total 4-year net price | $22,840.00 | $41,543.00 | $99,381.00 |
| 10-year loan interest @ 6.8% | $8,701.00 | $15,826.00 | $37,861.00 |
| Total monthly payment | $263.00 | $478.00 | $1,144.00 |
| Total amount paid | $31,541.00 | $57,370.00 | $137,242.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $5,518.00 | $10,037.00 | $24,011.00 |
| Senior year | $5,644.00 | $10,266.00 | $24,559.00 |
| Total 2-year net price | $11,162.00 | $20,303.00 | $48,569.00 |
| 10-year loan interest @ 6.8% | $4,252.00 | $7,735.00 | $18,503.00 |
| Total monthly payment | $128.00 | $234.00 | $559.00 |
| Total amount paid | $15,415.00 | $28,038.00 | $67,073.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $17,857.00 | $22,376.00 | $36,350.00 |
| Senior year | $19,108.00 | $23,944.00 | $38,896.00 |
| Total 4-year net price | $73,912.00 | $92,616.00 | $150,454.00 |
| 10-year loan interest @ 6.8% | $28,158.00 | $35,283.00 | $57,317.00 |
| Total monthly payment | $851.00 | $1,066.00 | $1,731.00 |
| Total amount paid | $102,070.00 | $127,899.00 | $207,771.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $17,857.00 | $22,376.00 | $36,350.00 |
| Senior year | $18,265.00 | $22,887.00 | $37,180.00 |
| Total 2-year net price | $36,122.00 | $45,263.00 | $73,530.00 |
| 10-year loan interest @ 6.8% | $13,761.00 | $17,244.00 | $28,012.00 |
| Total monthly payment | $416.00 | $521.00 | $846.00 |
| Total amount paid | $49,884.00 | $62,507.00 | $101,542.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $10,873.00 |
| Average net price (off-campus) | $12,188.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,702.00 |
| $30,000 to $48,000 | $8,876.00 |
| $48,001 to $75,000 | $11,400.00 |
| $75,001 to $110,000 | $17,908.00 |
| Over $110,000 | $19,574.00 |
Run your own numbers with the Indiana State University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Indiana State University stands at $14,574.00, landing it in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,574.00 |
| 75th | $24,814.00 |
| 90th | $32,604.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $14,250.00 |
| High income | $16,066.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,300.00 |
| Continuing-generation students | $15,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Indiana State University works out to $524.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Indiana State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.7% |
For context on the loan portfolio, Stafford disbursements at Indiana State University add up to $924,112,103.00 across 45,471 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 173 |
| Avg GI Bill amount | $7,485.00 |
| DoD Tuition Assistance recipients | 90 |
| Avg DoD Tuition Assistance | $2,656.00 |
Read more about military and veteran aid on the veterans benefits detail.
Numbers only tell part of the story. As you weigh Indiana State University, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.