by our College Data Analytics TeamBelow is federal data on the loans students use to pay for UPMC Jameson School of Nursing— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Among first-year students at UPMC Jameson School of Nursing, 86% of first-year students take on loan debt, for an average of $11,964 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $7,197. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at UPMC Jameson School of Nursing (freshmen included), 86% rely on federal student loans toward their education, at an average of $8,587 annually. That is 19.3% larger than the $7,197 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $17,174 by year two and around $34,348 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 86% |
| Average federal loan per year | $8,587 |
| Undergraduates with a federal loan | 287 |
| Total federal loans (one year) | $2,464,409 |
Graduating and withdrawing students at UPMC Jameson School of Nursing carry a median federal debt of $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $12,000 |
| Students who withdrew | $2,942 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for UPMC Jameson School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $7,000 |
| 75th percentile | $17,937 |
The indicators below describe what the typical debt costs to pay back at UPMC Jameson School of Nursing.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for UPMC Jameson School of Nursing appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 35 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,566 |
| Middle income | $10,883 |
| High income | $10,378 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $14,000 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at UPMC Jameson School of Nursing.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.