by our College Data Analytics TeamThis page focuses on the debt students take on to attend Jenks Beauty College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Jenks Beauty College, 74% of incoming undergraduates borrow in year one, with a typical loan of $4,673 each — a figure that counts both private and federal student loans.
On the federal side, the average loan is $4,673, which is 85.0% of the $5,500 first-year federal borrowing limit for a typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Jenks Beauty College, freshmen included, 47% borrow through federal student loan programs, for a typical $5,212 annually. It comes to 11.5% greater than the freshman federal average of $4,673.
Carrying that yearly figure forward comes to roughly $10,424 after two years and $20,848 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 47% |
| Average federal loan per year | $5,212 |
| Undergraduates with a federal loan | 114 |
| Total federal loans (one year) | $594,191 |
Graduating and withdrawing students at Jenks Beauty College carry a median federal debt of $5,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,500 |
| Students who completed (graduates) | $5,852 |
| Students who withdrew | $3,332 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Jenks Beauty College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $9,833 |
The indicators below describe what the typical debt costs to pay back at Jenks Beauty College.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Jenks Beauty College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 8.2% |
| Borrowers in the cohort | 97 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $4,833 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,499 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $5,972 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Jenks Beauty College.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.