by our College Data Analytics TeamBelow is federal data on the loans students use to pay for JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing, 75% of new students use loans toward freshman-year expenses, at roughly $7,500 per borrower, covering both private and federal loans.
Federal loans alone average $7,500. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing, 75% borrow through federal student loan programs, for a typical $8,093 annually. This is 7.9% greater than the freshman federal average of $7,500.
Borrowing at that rate every year works out to about $16,186 by year two and around $32,372 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 75% |
| Average federal loan per year | $8,093 |
| Undergraduates with a federal loan | 427 |
| Total federal loans (one year) | $3,455,883 |
The middle borrower at JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing owes $21,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $21,000 |
| Students who completed (graduates) | $21,000 |
| Students who withdrew | $9,450 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $6,500 |
| 25th percentile | $12,000 |
| 75th percentile | $24,040 |
| 90th percentile (highest-debt students) | $28,425 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 23 | $16,249 |
These figures turn the debt totals into a monthly repayment picture for JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.0% |
| Borrowers in the cohort | 190 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $21,000 |
| Middle income | $21,000 |
| High income | $16,750 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,000 |
| Continuing-generation students | $21,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,616 |
| Independent students | $21,000 |
Federal data publishes the following gap measures for JFK Muhlenberg Harold B & Dorothy A Snyder Schools-School of Nursing.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.