Here’s the full picture on paying for Laney College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Laney College fell between $22,777.00 and up to $31,417.00 depending on residency and living arrangement.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $22,777.00 in-state against $31,417.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $1,258.00 |
| + Room, board & other expenses | $21,519.00 |
| Total cost | $22,777.00 |
| That is 18% above the national average net price. |
| Total cost | $22,777.00 |
| − Grants and scholarships | −$8,225.00 |
| Net price | $14,552.00 |
| That is 24% below the national average net price. |
| Total cost | $22,777.00 |
| − Grants and scholarships | −$8,786.00 |
| Net price | $13,991.00 |
| That is 27% below the national average net price. |
| Tuition and fees | $9,898.00 |
| + Room, board & other expenses | $21,519.00 |
| Total cost | $31,417.00 |
| That is 63% above the national average net price. |
| Total cost | $31,417.00 |
| − Grants and scholarships | −$8,225.00 |
| Net price | $23,192.00 |
| That is 20% above the national average net price. |
| Total cost | $31,417.00 |
| − Grants and scholarships | −$8,786.00 |
| Net price | $22,631.00 |
| That is 18% above the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Cost of attendance here has been rising at a recent average of 4.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $14,643.00 | $15,230.00 | $23,838.00 |
| Senior year | $16,787.00 | $17,460.00 | $27,329.00 |
| Total 4-year net price | $62,795.00 | $65,313.00 | $102,228.00 |
| 10-year loan interest @ 6.8% | $23,922.00 | $24,882.00 | $38,945.00 |
| Total monthly payment | $723.00 | $752.00 | $1,176.00 |
| Total amount paid | $86,717.00 | $90,194.00 | $141,173.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $14,643.00 | $15,230.00 | $23,838.00 |
| Senior year | $15,325.00 | $15,940.00 | $24,949.00 |
| Total 2-year net price | $29,968.00 | $31,170.00 | $48,788.00 |
| 10-year loan interest @ 6.8% | $11,417.00 | $11,875.00 | $18,586.00 |
| Total monthly payment | $345.00 | $359.00 | $561.00 |
| Total amount paid | $41,385.00 | $43,045.00 | $67,374.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $23,686.00 | $24,273.00 | $32,881.00 |
| Senior year | $27,153.00 | $27,827.00 | $37,695.00 |
| Total 4-year net price | $101,573.00 | $104,091.00 | $141,006.00 |
| 10-year loan interest @ 6.8% | $38,696.00 | $39,655.00 | $53,718.00 |
| Total monthly payment | $1,169.00 | $1,198.00 | $1,623.00 |
| Total amount paid | $140,268.00 | $143,746.00 | $194,725.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $23,686.00 | $24,273.00 | $32,881.00 |
| Senior year | $24,789.00 | $25,404.00 | $34,413.00 |
| Total 2-year net price | $48,475.00 | $49,677.00 | $67,294.00 |
| 10-year loan interest @ 6.8% | $18,467.00 | $18,925.00 | $25,637.00 |
| Total monthly payment | $558.00 | $572.00 | $774.00 |
| Total amount paid | $66,942.00 | $68,602.00 | $92,931.00 |
Read more in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $17,110.00 |
| Average net price (off-campus) | $15,805.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,340.00 |
| $30,000 to $48,000 | $14,974.00 |
| $48,001 to $75,000 | $18,380.00 |
| $75,001 to $110,000 | $18,938.00 |
Run your own numbers with the Laney College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Laney College comes to $9,301.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,596.00 |
| 25th | $3,744.00 |
| Median (50th) | $9,301.00 |
| 75th | $15,000.00 |
| 90th | $24,506.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $7,750.00 |
First-gen borrowers at Laney College carry $1,750.00 in additional median debt versus continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Laney College is $4,750.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at Laney College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.2% |
For context on the loan portfolio, Stafford disbursements at Laney College add up to $21,776,354.00 across 2,093 student borrowers.
The figures above are a starting point — as you weigh Laney College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.