by our College Data Analytics TeamHere you will find what students actually borrow to attend Lexington Healing Arts Academy— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For undergraduates overall at Lexington Healing Arts Academy, 55% borrow through federal student loan programs, at an average of $3,735 per year.
Repeating that yearly amount projects to about $7,470 across two years and $14,940 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 55% |
| Average federal loan per year | $3,735 |
| Undergraduates with a federal loan | 81 |
| Total federal loans (one year) | $302,512 |
Graduating and withdrawing students at Lexington Healing Arts Academy carry a median federal debt of $7,439 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,439 |
| Students who completed (graduates) | $7,600 |
| Students who withdrew | $3,800 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Lexington Healing Arts Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,800 |
| 25th percentile | $4,400 |
| 75th percentile | $7,600 |
| 90th percentile (highest-debt students) | $8,867 |
How wide this percentile range is tells you how much borrowing varies across students at Lexington Healing Arts Academy.
Repayment burden translates the debt figures into what a borrower actually pays each month. Lexington Healing Arts Academy.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Lexington Healing Arts Academy is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.5% |
| Borrowers in the cohort | 63 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,600 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,125 |
| Continuing-generation students | $7,600 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,400 |
| Independent students | $7,600 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Lexington Healing Arts Academy.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.