by our College Data Analytics TeamHere’s the full picture on paying for Mohawk Valley Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
Published attendance costs at Mohawk Valley Community College ranged from $15,981.00 through $18,614.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: close to $15,981.00 for in-state students versus $18,614.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $6,218.00 |
| + Room, board & other expenses | $9,763.00 |
| Total cost | $15,981.00 |
| That is 17% below the national average net price. |
| Total cost | $15,981.00 |
| − Grants and scholarships | −$7,669.00 |
| Net price | $8,312.00 |
| That is 57% below the national average net price. |
| Total cost | $15,981.00 |
| − Grants and scholarships | −$10,656.00 |
| Net price | $5,325.00 |
| That is 72% below the national average net price. |
| Tuition and fees | $8,851.00 |
| + Room, board & other expenses | $9,763.00 |
| Total cost | $18,614.00 |
| That is 3% below the national average net price. |
| Total cost | $18,614.00 |
| − Grants and scholarships | −$7,669.00 |
| Net price | $10,945.00 |
| That is 43% below the national average net price. |
| Total cost | $18,614.00 |
| − Grants and scholarships | −$10,656.00 |
| Net price | $7,958.00 |
| That is 59% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Cost of attendance here has been rising at a recent average of 4.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $5,555.00 | $8,672.00 | $16,673.00 |
| Senior year | $6,309.00 | $9,847.00 | $18,933.00 |
| Total 4-year net price | $23,707.00 | $37,005.00 | $71,147.00 |
| 10-year loan interest @ 6.8% | $9,031.00 | $14,097.00 | $27,104.00 |
| Total monthly payment | $273.00 | $426.00 | $819.00 |
| Total amount paid | $32,738.00 | $51,102.00 | $98,251.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $5,555.00 | $8,672.00 | $16,673.00 |
| Senior year | $5,796.00 | $9,047.00 | $17,394.00 |
| Total 2-year net price | $11,351.00 | $17,719.00 | $34,067.00 |
| 10-year loan interest @ 6.8% | $4,324.00 | $6,750.00 | $12,978.00 |
| Total monthly payment | $131.00 | $204.00 | $392.00 |
| Total amount paid | $15,676.00 | $24,469.00 | $47,045.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $8,302.00 | $11,419.00 | $19,420.00 |
| Senior year | $9,428.00 | $12,967.00 | $22,052.00 |
| Total 4-year net price | $35,429.00 | $48,727.00 | $82,869.00 |
| 10-year loan interest @ 6.8% | $13,497.00 | $18,563.00 | $31,570.00 |
| Total monthly payment | $408.00 | $561.00 | $954.00 |
| Total amount paid | $48,926.00 | $67,290.00 | $114,439.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $8,302.00 | $11,419.00 | $19,420.00 |
| Senior year | $8,662.00 | $11,913.00 | $20,260.00 |
| Total 2-year net price | $16,964.00 | $23,332.00 | $39,680.00 |
| 10-year loan interest @ 6.8% | $6,463.00 | $8,889.00 | $15,117.00 |
| Total monthly payment | $195.00 | $269.00 | $457.00 |
| Total amount paid | $23,427.00 | $32,220.00 | $54,796.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $8,987.00 |
| Average net price (off-campus) | $8,404.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,978.00 |
| $30,000 to $48,000 | $7,244.00 |
| $48,001 to $75,000 | $11,020.00 |
| $75,001 to $110,000 | $13,568.00 |
| Over $110,000 | $15,660.00 |
Use Mohawk Valley Community College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Mohawk Valley Community College is $7,467.00, which federal data classifies as a Very Low (<$10k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $7,467.00 |
| 75th | $12,000.00 |
| 90th | $18,882.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,875.00 |
| Middle income | $6,941.00 |
| High income | $7,750.00 |
Graduates from lower-income families carry $125.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,500.00 |
| Continuing-generation students | $7,000.00 |
First-gen borrowers at Mohawk Valley Community College leave with $500.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Mohawk Valley Community College works out to $1,367.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Mohawk Valley Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.4% |
For a sense of scale, Stafford disbursements at Mohawk Valley Community College come to $189,219,539.00 spread across 21,038 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 50 |
| Avg GI Bill amount | $6,352.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Mohawk Valley Community College, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.