by our College Data Analytics TeamThis page focuses on the debt students take on to attend Myotherapy College of Utah: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Myotherapy College of Utah, 42% of new students use loans toward freshman-year expenses, borrowing on average $5,964 apiece. This figure includes both private and federally funded student loans.
Federal loans alone average $5,964. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Myotherapy College of Utah, 53% take out federal student loans, borrowing on average $6,010 per year. That amounts to 0.8% larger than the $5,964 borrowed by freshmen.
At a steady annual pace, that totals around $12,020 after two years and $24,040 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 53% |
| Average federal loan per year | $6,010 |
| Undergraduates with a federal loan | 49 |
| Total federal loans (one year) | $294,469 |
Graduating and withdrawing students at Myotherapy College of Utah carry a median federal debt of $8,233 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,233 |
| Students who completed (graduates) | $8,233 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Myotherapy College of Utah.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,766 |
| 75th percentile | $8,233 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Myotherapy College of Utah.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Myotherapy College of Utah appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 9.7% |
| Borrowers in the cohort | 72 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,233 |
| Middle income | $8,233 |
| High income | $4,766 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,233 |
| Continuing-generation students | $8,107 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,766 |
| Independent students | $8,233 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Myotherapy College of Utah.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.