by our College Data Analytics TeamBelow is federal data on the loans students use to pay for National Aviation Academy of New England— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At National Aviation Academy of New England specifically, 86% of incoming undergraduates borrow in year one, at roughly $14,679 each, across private and federal loan sources.
On the federal side, the average loan is $14,255. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at National Aviation Academy of New England (freshmen included), 89% rely on federal student loans toward their education, with a mean of $10,926 per year. That amounts to 23.4% less than the $14,255 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $21,852 in two years and roughly $43,704 over a four-year span. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 89% |
| Average federal loan per year | $10,926 |
| Undergraduates with a federal loan | 287 |
| Total federal loans (one year) | $3,135,903 |
The middle borrower at National Aviation Academy of New England owes $14,750 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,750 |
| Students who completed (graduates) | $21,198 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at National Aviation Academy of New England.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,750 |
| 75th percentile | $22,726 |
| 90th percentile (highest-debt students) | $22,777 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at National Aviation Academy of New England.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for National Aviation Academy of New England.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 95 | $12,492 |
| Completed (graduates) | 67 | $15,949 |
| Did not complete | 28 | $5,858 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $189.65/mo.
Repayment burden translates the debt figures into what a borrower actually pays each month. National Aviation Academy of New England.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for National Aviation Academy of New England appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 7.5% |
| Borrowers in the cohort | 133 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $20,000 |
| Middle income | $13,666 |
| High income | $13,666 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $13,666 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,666 |
| Independent students | $21,389 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at National Aviation Academy of New England.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.